Every researched credit card, side by side

How to read this table Points Benefits All tables

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Every researched credit card, side by side
Card
"View Suica" CardJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥524	Confirm on the issuer page	0.5%	—	JRE POINT	Visa · Mastercard · JCB	Rail & transit	Open to new applications
AEON Card MinionsAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–1%	WAON POINT	Mastercard	Design & character	Open to new applications
AEON Card SelectAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–1%	WAON POINT	Visa · Mastercard · JCB	Retail & shopping · Bank bundle	Open to new applications
AEON Card Select Mickey Mouse DesignAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	JCB	Retail & shopping · Design & character · Bank bundle	Open to new applications
AEON Card Select MinionsAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	Mastercard	Design & character · Bank bundle	Open to new applications
AEON Card Select Toy Story DesignAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	JCB	Retail & shopping · Design & character · Bank bundle	Open to new applications
AEON Card WAON IntegratedAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–1%	WAON POINT	Visa · Mastercard · JCB	Retail & shopping	Open to new applications
AEON Gold CardAEON Financial Service	AEON Financial Service	Gold	Free	Invitation only	0.5%	—	WAON POINT	Visa · Mastercard · JCB	Premium & concierge	Invitation or upgrade only
AEON JMB CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–1.25%	JAL miles	Visa · Mastercard · JCB	Airline miles · Retail & shopping	Open to new applications
AEON Suica CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT / JRE POINT	Visa · Mastercard · JCB	Rail & transit · Retail & shopping	Open to new applications
Alpen Group Rakuten CardRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points / Alpen points	Mastercard	Retail & shopping · Design & character	Open to new applications
Amazon MastercardSumitomo Mitsui Card	Sumitomo Mitsui Card	General	Free	—	1%	—	Amazon Points	Mastercard	Retail & shopping	Open to new applications
American Express CenturionAmerican Express	American Express	Centurion	Varies	Invitation only	—	—	Membership Rewards	American Express	Premium & concierge	Invitation only
American Express Green CardAmerican Express	American Express	General	¥13,200	Confirm on the issuer page	0.3%	0.5%–1%	Membership Rewards	American Express	Travel · Everyday spending	Open to new applications
American Express Platinum CardAmerican Express	American Express	Platinum	¥165,000	—	1%	—	Membership Rewards	American Express	Travel · Premium & concierge	Open to new applications
Amex Business GoldAmerican Express	American Express	Business Gold	¥49,500	Confirm on the issuer page	1%	—	Membership Rewards	American Express	Business	Open to new applications
Amex Business GreenAmerican Express	American Express	Business	¥13,200	Confirm on the issuer page	0.3%	—	Membership Rewards	American Express	Business	Open to new applications
Amex Business PlatinumAmerican Express	American Express	Business Platinum	¥165,000	Confirm on the issuer page	1%	—	Membership Rewards	American Express	Business	Open to new applications
Amex Gold PreferredAmerican Express	American Express	Gold	¥39,600	—	1%	1%–3%	Membership Rewards	American Express	Travel · Everyday spending	Open to new applications
ANA American Express CardANA Card	ANA Card	General	¥7,700	—	1%	—	Membership Rewards / ANA miles	American Express	Airline miles	Open to new applications
ANA Amex GoldANA Card	ANA Card	Gold	¥34,100	—	1%	—	Membership Rewards / ANA miles	American Express	Airline miles	Open to new applications
ANA Amex PremiumANA Card	ANA Card	Platinum	¥165,000	—	1%	—	Membership Rewards / ANA miles	American Express	Airline miles · Premium & concierge	Open to new applications
ANA Diners CardANA Card	ANA Card	Gold-equivalent	¥29,700	Confirm on the issuer page	1%	—	ANA miles	Diners Club	Airline miles · Premium & concierge	Open to new applications
ANA Diners PremiumANA Card	ANA Card	Platinum	¥170,500	Invitation only	—	—	ANA miles	Diners Club	Airline miles · Premium & concierge	Invitation only
ANA JCB GeneralANA Card	ANA Card	General	¥2,200	First year free	0.5%	0.5%–1%	ANA miles	JCB	Airline miles	Open to new applications
ANA JCB PremiumANA Card	ANA Card	Platinum	¥77,000	—	1%	—	ANA miles	JCB	Airline miles · Premium & concierge	Open to new applications
ANA JCB WideANA Card	ANA Card	Wide	¥7,975	—	0.5%	—	ANA miles	JCB	Airline miles	Open to new applications
ANA JCB Wide GoldANA Card	ANA Card	Gold	¥15,400	—	1%	0.5%–2%	ANA miles	JCB	Airline miles	Open to new applications
ANA JCB ZeroANA Card	ANA Card	General	Free	—	0.5%	—	ANA miles	JCB	Airline miles · Student & young adult	Closed to new applications
ANA Mastercard GeneralANA Card	ANA Card	General	¥2,200	First year free	0.5%	—	ANA miles	Mastercard	Airline miles	Open to new applications
ANA Mastercard WideANA Card	ANA Card	Wide	¥7,975	—	0.5%	—	ANA miles	Mastercard	Airline miles	Open to new applications
ANA Mastercard Wide GoldANA Card	ANA Card	Gold	¥15,400	—	1%	—	ANA miles	Mastercard	Airline miles	Open to new applications
ANA To Me Card PASMO JCBANA Card	ANA Card	General	¥2,200	First year free	0.5%	—	Oki Doki/J-POINT, Metro points, ANA miles	JCB	Airline miles · Rail & transit	Open to new applications
ANA To Me Card PASMO JCB GoldTokyo Metro	Tokyo Metro	Gold	¥15,400	—	1%	—	J-POINT / Metro Points / ANA miles	JCB	Airline miles · Rail & transit	Open to new applications
ANA TOKYU Point ClubQ PASMO MastercardANA Card	ANA Card	General	¥2,200	First year free	0.5%	—	V POINT / TOKYU POINT / ANA miles	Mastercard	Airline miles · Rail & transit	Open to new applications
ANA Visa GeneralANA Card	ANA Card	General	¥2,200	First year free	0.5%	—	ANA miles	Visa	Airline miles	Open to new applications
ANA Visa General (SMBC)Sumitomo Mitsui Card	Sumitomo Mitsui Card	General	¥2,200	First year free	0.5%	—	V POINT / ANA miles	Visa	Airline miles	Open to new applications
ANA Visa Platinum PremiumANA Card	ANA Card	Platinum	¥88,000	—	1.5%	—	ANA miles	Visa	Airline miles · Premium & concierge	Open to new applications
ANA Visa SuicaANA Card	ANA Card	General	¥2,200	First year free	0.5%	—	V POINT / ANA miles / Suica	Visa	Airline miles · Rail & transit	Open to new applications
ANA Visa WideANA Card	ANA Card	Wide	¥7,975	—	0.5%	—	ANA miles	Visa	Airline miles	Open to new applications
ANA Visa Wide GoldANA Card	ANA Card	Gold	¥15,400	—	1%	—	ANA miles	Visa	Airline miles	Open to new applications
apollostation cardIdemitsu Credit	Idemitsu Credit	General	Free	—	0.5%	0.5%	Plus Points / fuel discount	Visa · Mastercard · JCB · American Express	Fuel & car	Open to new applications
apollostation Platinum BusinessIdemitsu Credit	Idemitsu Credit	Platinum	¥22,000	Waiver available	0.8%	0.8%–1%	Plus Points	Visa · American Express	Fuel & car · Business	Open to new applications
apollostation The GoldIdemitsu Credit	Idemitsu Credit	Gold	¥11,000	Waiver available	—	1%	Plus Points / fuel discount	Visa · Mastercard · JCB · American Express	Travel · Fuel & car	Open to new applications
apollostation THE PLATINUM Saison AmexIdemitsu Credit	Idemitsu Credit	Platinum	¥22,000	Waiver available	1.2%	1.2%	Plus Points	American Express	Travel · Fuel & car	Open to new applications
au PAY Cardau Financial Service	au Financial Service	General	Free	—	1%	1%–1.5%	Ponta	Visa · Mastercard · American Express	Telecom & mobile pay · Everyday spending	Open to new applications
au PAY Gold Cardau Financial Service	au Financial Service	Gold	¥11,000	—	1%	1%–1.5%	Ponta	Visa · Mastercard · American Express	Telecom & mobile pay	Open to new applications
Benesse AEON CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT / Benesse points	Visa · Mastercard · JCB	Student & young adult	Open to new applications
Bic Camera Suica CardJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥524	First year free · waiver available	1%	—	Bic points / JRE POINT	Visa · JCB	Rail & transit · Retail & shopping	Open to new applications
bitFlyer Credit CardbitFlyer	bitFlyer	General	Free	—	0.5%	—	Bitcoin rewards	Mastercard	Crypto rewards	Open to new applications
bitFlyer Platinum CardbitFlyer	bitFlyer	Platinum	¥16,500	Waiver available	1%	—	Bitcoin rewards	Mastercard	Crypto rewards	Open to new applications
BMW Diners CardDiners Club	Diners Club	Premium	¥29,700	Confirm on the issuer page	—	—	Diners Club Rewards	Diners Club	Fuel & car	Open to new applications
Chiikawa Epos CardEpos Card	Epos Card	General	Free	—	0.5%	—	Epos Points	Visa	Design & character	Open to new applications
Cosmo The Card HouseCosmo Oil Marketing	Cosmo Oil Marketing	House card	Free	—	—	—	Fuel discount	House card (no international network)	Fuel & car	Open to new applications
Cosmo The Card OpusAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–1.5%	WAON POINT	Visa · Mastercard · JCB	Fuel & car	Open to new applications
d CardNTT DOCOMO	NTT DOCOMO	General	Free	—	1%	—	d POINT	Visa · Mastercard	Telecom & mobile pay · Everyday spending	Open to new applications
d Card GoldNTT DOCOMO	NTT DOCOMO	Gold	¥11,000	—	1%	1%–4.5%	d POINT	Visa · Mastercard	Telecom & mobile pay	Open to new applications
d Card Gold UNTT DOCOMO	NTT DOCOMO	Gold	¥3,300	Waiver available	1%	—	d POINT	Visa · Mastercard	Telecom & mobile pay · Student & young adult	Open to new applications
d Card PlatinumNTT DOCOMO	NTT DOCOMO	Platinum	¥29,700	—	1%	1%–4.5%	d POINT	Visa · Mastercard	Premium & concierge · Telecom & mobile pay	Open to new applications
Daimaru Matsuzakaya CardJFR Card	JFR Card	General	¥2,200	First year free	0.5%	—	QIRA Points / Daimaru Matsuzakaya points	Visa · Mastercard	Retail & shopping	Open to new applications
Daimaru Matsuzakaya Gold CardJFR Card	JFR Card	Gold	¥11,000	—	1%	—	QIRA Points / Daimaru Matsuzakaya points	Visa · Mastercard	Travel · Retail & shopping	Open to new applications
Daimaru Matsuzakaya Loyal Customer Gold CardJFR Card	JFR Card	Gold	¥11,000	—	1%	—	QIRA Points / Daimaru Matsuzakaya points	Visa · Mastercard	Travel · Retail & shopping	Open to new applications
Delta SkyMiles AmexAmerican Express	American Express	General	¥13,200	Confirm on the issuer page	—	—	Delta SkyMiles	American Express	Airline miles	Open to new applications
Delta SkyMiles Amex GoldAmerican Express	American Express	Gold	¥28,600	Confirm on the issuer page	—	—	Delta SkyMiles	American Express	Airline miles	Open to new applications
Deposit Life CardLife Card	Life Card	General	¥5,500	—	0.5%	—	LIFE Points	Mastercard	Everyday spending	Open to new applications
Diners Club Business CardDiners Club	Diners Club	Premium	¥29,700	Confirm on the issuer page	—	—	Diners Club Rewards	Diners Club	Business	Open to new applications
Diners Club CardDiners Club	Diners Club	Premium	¥29,700	Confirm on the issuer page	—	0.4%–1%	Diners Club Rewards	Diners Club	Travel · Everyday spending	Open to new applications
Diners Club Premium CardDiners Club	Diners Club	Premium	¥143,000	Invitation only	—	—	Diners Club Rewards	Diners Club	Travel · Everyday spending	Invitation only
ENEOS Card CMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥1,375	First year free	—	—	Fuel discount	Visa · Mastercard	Fuel & car	Open to new applications
ENEOS Card PMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥1,375	First year free	—	—	ENEOS points	Visa · Mastercard	Points & cashback · Fuel & car	Open to new applications
ENEOS Card SMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥1,375	First year free · waiver available	—	—	ENEOS points / discounts	Visa · Mastercard	Fuel & car	Open to new applications
Epos Card VisaEpos Card	Epos Card	General	Free	—	0.5%	0.5%	Epos Points	Visa	Retail & shopping · Everyday spending	Open to new applications
Epos Gold CardEpos Card	Epos Card	Gold	¥5,000	Waiver available	0.5%	0.5%–1.25%	Epos Points	Visa	Points & cashback	Open to new applications
Epos Platinum CardEpos Card	Epos Card	Platinum	¥30,000	Invitation only	0.5%	—	Epos Points	Visa	Points & cashback · Premium & concierge	Open to new applications
EX Gold for Biz MOrico	Orico	Gold	¥2,200	—	0.6%	—	暮らスマイル / Orico points	Visa · Mastercard	Business	Open to new applications
EX Gold for Biz SOrico	Orico	Gold	¥2,200	—	0.6%	—	暮らスマイル / Orico points	Visa · Mastercard	Business	Open to new applications
GDO CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	—	—	GDO Points	Visa · Mastercard	Design & character	Open to new applications
GDO Gold CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Gold	¥15,746	—	—	—	GDO Points	Visa · Mastercard	Travel · Design & character	Open to new applications
Ginza Diners Club CardDiners Club	Diners Club	Premium	¥33,000	Confirm on the issuer page	—	—	Diners Club Rewards	Diners Club	Everyday spending	Open to new applications
GINZA SIX CardJFR Card	JFR Card	General	¥2,200	First year free	0.5%	—	QIRA Points	Visa	Retail & shopping	Open to new applications
GINZA SIX Prestige CardJFR Card	JFR Card	Premium	¥55,000	—	—	—	QIRA Points	Visa	Retail & shopping · Premium & concierge	Open to new applications
Gold Card SaisonCredit Saison	Credit Saison	Gold	¥11,000	First year free	0.5%	—	Permanent Points	Visa · Mastercard · JCB	Travel	Open to new applications
Gold Point Card PlusYodobashi Gold Point Marketing	Yodobashi Gold Point Marketing	General	Free	—	1%	—	Yodobashi Gold Points	Visa	Retail & shopping	Open to new applications
Gold UPtyOrico	Orico	Gold	¥5,500	First year free	0.5%	—	Orico points	Mastercard	Everyday spending	Open to new applications
Hilton Honors AmexAmerican Express	American Express	General	¥16,500	Confirm on the issuer page	—	—	Hilton Honors points	American Express	Travel · Hotel	Open to new applications
Hilton Honors Amex PremiumAmerican Express	American Express	Premium	¥66,000	Confirm on the issuer page	—	—	Hilton Honors points	American Express	Travel · Hotel	Open to new applications
Hirogin Rakuten CardRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	Visa	Bank bundle	Open to new applications
JA CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥1,375	First year free · waiver available	0.5%	—	Global Points	Visa · Mastercard	Bank bundle	Open to new applications
JAL Card naviJAL Card	JAL Card	Student	Free	—	1%	—	JAL miles	Visa · Mastercard · JCB	Airline miles · Student & young adult	Open to new applications
JAL Card OrdinaryJAL Card	JAL Card	General	¥2,200	First year free	0.5%	0.5%–1%	JAL miles	Visa · Mastercard · JCB · American Express	Airline miles	Open to new applications
JAL Card PlatinumJAL Card	JAL Card	Platinum	¥34,100	Confirm on the issuer page	1%	1%–2%	JAL miles	JCB · American Express	Airline miles · Premium & concierge	Open to new applications
JAL Card Suica Club-AJRE Bank / Viewcard	JRE Bank / Viewcard	Club-A	¥11,000	—	0.5%	—	JAL miles / JRE POINT	JCB	Airline miles · Rail & transit	Open to new applications
JAL Card Suica OrdinaryJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥2,200	First year free	0.5%	0.5%–1%	JAL miles / JRE POINT	JCB	Airline miles · Rail & transit	Open to new applications
JAL Club EST Gold/PlatinumJAL Card	JAL Card	Gold/Platinum	Varies	—	1%	—	JAL miles	Visa · Mastercard · JCB · American Express · Diners Club	Airline miles · Student & young adult	Open to new applications
JAL Club EST OrdinaryJAL Card	JAL Card	General	¥7,700	—	1%	—	JAL miles	Visa · Mastercard · JCB · American Express	Airline miles · Student & young adult	Open to new applications
JAL CLUB-A CardJAL Card	JAL Card	Club-A	¥11,000	—	0.5%	—	JAL miles	Visa · Mastercard · JCB	Airline miles	Open to new applications
JAL CLUB-A Gold CardJAL Card	JAL Card	Gold	¥17,600	Confirm on the issuer page	1%	1%–2%	JAL miles	Visa · Mastercard · JCB · American Express	Airline miles	Open to new applications
JAL Diners CardJAL Card	JAL Card	Gold-equivalent	¥30,800	Confirm on the issuer page	1%	—	JAL miles	Diners Club	Airline miles · Premium & concierge	Open to new applications
JAL Luxury CardLuxury Card	Luxury Card	Black	¥242,000	Confirm on the issuer page	—	—	JAL miles / Luxury Card rewards	Mastercard	Airline miles · Premium & concierge	Open to new applications
JAL Luxury Card LimitedLuxury Card	Luxury Card	Gold	¥599,500	Invitation only	—	—	JAL miles / Luxury Card rewards	Mastercard	Airline miles · Premium & concierge	Limited issue — verify availability
Japan Animal Welfare Society CardOrico	Orico	General	Free	Confirm on the issuer page	0.5%	—	Orico points	Mastercard	Donation	Open to new applications
JCB Biz ONE GeneralJCB	JCB	General	Free	—	1%	—	J-POINT	JCB	Points & cashback · Business	Open to new applications
JCB Biz ONE GoldJCB	JCB	Gold	¥5,500	First year free · waiver available	1%	1%–10.5%	J-POINT	JCB	Points & cashback · Business	Open to new applications
JCB Card RJCB	JCB	General	Free	—	2%	—	J-POINT	JCB	Everyday spending	Open to new applications
JCB Card SJCB	JCB	General	Free	—	0.5%	0.5%–10%	J-POINT	JCB	Everyday spending	Open to new applications
JCB Card WJCB	JCB	General	Free	—	1%	1%–10.5%	J-POINT	JCB	Points & cashback	Open to new applications
JCB Card W plus LJCB	JCB	General	Free	—	1%	1%–10.5%	J-POINT	JCB	Points & cashback · Everyday spending	Open to new applications
JCB General / Partner With PointJCB	JCB	General	¥1,375	First year free · waiver available	0.5%	—	J-POINT	JCB	Retail & shopping	Open to new applications
JCB GoldJCB	JCB	Gold	¥11,000	First year free	0.5%	0.5%–10%	J-POINT	JCB	Travel · Premium & concierge	Open to new applications
JCB Gold / Partner With PointJCB	JCB	Gold	¥11,000	—	0.5%	—	J-POINT	JCB	Travel · Retail & shopping	Open to new applications
JCB LINDAJCB	JCB	General	Free	Waiver available	0.5%	—	J-POINT	JCB	Everyday spending	Open to new applications
JCB PlatinumJCB	JCB	Platinum	¥27,500	—	0.5%	0.5%–10%	J-POINT	JCB	Travel · Premium & concierge	Open to new applications
JizileMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	1.5%	—	Global Points	Visa · Mastercard	Everyday spending	Open to new applications
JMB JQ SUGOCAAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	JAL miles / JR Kyushu Q points	Visa	Airline miles · Rail & transit	Open to new applications
JQ Card Epos GoldEpos Card	Epos Card	Gold	¥5,000	Waiver available	0.5%	—	Epos Points / JR Kyushu Q points	Visa	Points & cashback	Open to new applications
JQ Card Saison GoldCredit Saison	Credit Saison	Gold	¥11,000	Waiver available	0.5%	—	JR Kyushu Q points / Permanent Points	Visa · American Express	Points & cashback	Open to new applications
JRE CardJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥524	First year free	0.5%	0.5%–5%	JRE POINT	Visa · Mastercard · JCB	Rail & transit · Retail & shopping	Open to new applications
KASUMI CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	Visa · Mastercard · JCB	Retail & shopping	Open to new applications
Kojima x Bic Camera CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT / store points	Visa · Mastercard · JCB	Retail & shopping	Open to new applications
Life CardLife Card	Life Card	General	Free	—	0.5%	—	LIFE Points	Visa · Mastercard · JCB	Everyday spending	Open to new applications
Life Card for StudentsLife Card	Life Card	Student	Free	—	0.5%	—	LIFE Points / cashback	Visa · Mastercard · JCB	Student & young adult	Open to new applications
Life Card GoldLife Card	Life Card	Gold	¥11,000	Confirm on the issuer page	0.5%	—	LIFE Points	Visa · Mastercard	Travel	Open to new applications
Likeme by Saison CardCredit Saison	Credit Saison	General	Free	—	1%	—	Cashback	Mastercard · JCB	Points & cashback	Open to new applications
Loft CardCredit Saison	Credit Saison	General	Free	—	0.5%	—	Permanent Points	Visa · Mastercard · JCB · American Express	Retail & shopping	Open to new applications
Love the EarthOrico	Orico	General	Free	—	0.5%	—	Orico points	JCB	Donation	Open to new applications
Lumine CardJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥1,048	First year free	0.5%	—	JRE POINT	Visa · Mastercard · JCB	Rail & transit · Retail & shopping	Open to new applications
Luxury Card BlackLuxury Card	Luxury Card	Black	¥110,000	—	1.25%	—	Luxury Card Rewards	Mastercard	Premium & concierge	Open to new applications
Luxury Card Black DiamondLuxury Card	Luxury Card	Black Diamond	¥660,000	Invitation only	—	—	Luxury Card Rewards	Mastercard	Premium & concierge	Invitation only
Luxury Card GoldLuxury Card	Luxury Card	Gold	¥220,000	—	1.5%	—	Luxury Card Rewards	Mastercard	Premium & concierge	Open to new applications
Luxury Card TitaniumLuxury Card	Luxury Card	Titanium	¥55,000	—	1%	—	Luxury Card Rewards	Mastercard	Premium & concierge	Open to new applications
majica donpen cardUCS	UCS	General	Free	—	0.5%	—	U-POINT / majica points	Mastercard · JCB	Retail & shopping	Open to new applications
Marriott Bonvoy AmexAmerican Express	American Express	General	¥34,100	Confirm on the issuer page	—	—	Marriott Bonvoy points	American Express	Travel · Hotel	Open to new applications
Marriott Bonvoy Amex PremiumAmerican Express	American Express	Premium	¥82,500	Confirm on the issuer page	—	1%–2%	Marriott Bonvoy points	American Express	Travel · Hotel	Open to new applications
MercardMercari / Merpay	Mercari / Merpay	General	Free	—	1%	—	Mercari Points	JCB	Retail & shopping	Open to new applications
Mercard GoldMercari / Merpay	Mercari / Merpay	Gold	¥5,000	Waiver available	1%	—	Mercari Points	JCB	Retail & shopping · Points & cashback	Open to new applications
MGA Epos CardEpos Card	Epos Card	General	Free	—	0.5%	—	Epos Points	Visa	Design & character	Open to new applications
MI Card BasicMI Card	MI Card	General	Free	—	0.5%	—	MI Points	Visa	Retail & shopping	Open to new applications
MI Card PlusMI Card	MI Card	General	¥550	First year free · waiver available	0.5%	—	MI Points	Visa · American Express	Retail & shopping	Open to new applications
MI Card Plus GoldMI Card	MI Card	Gold	¥11,000	—	1%	—	MI Points	Visa · American Express	Travel · Retail & shopping	Open to new applications
MileagePlus MUFG CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥5,500	—	—	—	United MileagePlus	Visa · Mastercard	Airline miles	Open to new applications
MileagePlus Saison CardCredit Saison	Credit Saison	General	¥3,300	—	0.5%	—	United MileagePlus	Visa · Mastercard · American Express	Airline miles	Open to new applications
MileagePlus Saison Gold CardCredit Saison	Credit Saison	Gold	¥22,000	Confirm on the issuer page	1.5%	—	United MileagePlus	Visa · Mastercard · American Express	Airline miles	Open to new applications
MileagePlus Saison Platinum CardCredit Saison	Credit Saison	Platinum	¥55,000	Confirm on the issuer page	1.5%	—	United MileagePlus	Visa · American Express	Airline miles	Open to new applications
Miles & More MUFG Platinum AmexMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Platinum	¥30,800	—	—	—	Miles & More	American Express	Airline miles	Open to new applications
Mitsubishi UFJ CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	0.5%–7%	Global Points	Visa · Mastercard · JCB · American Express	Bank bundle · Everyday spending	Open to new applications
Mitsubishi UFJ Card GoldMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Gold	¥11,000	First year free	0.5%	0.5%–7%	Global Points	Visa · Mastercard · JCB · American Express	Travel	Open to new applications
Mitsubishi UFJ Card Gold PrestigeMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Gold	¥11,000	—	0.5%	—	Global Points	Visa · Mastercard · JCB · American Express	Travel	Open to new applications
Mitsui Shopping Park Card SaisonCredit Saison	Credit Saison	General	Free	—	0.5%	0.5%–1%	Permanent Points (永久不滅ポイント) + Mitsui Shopping Park Points	Visa · Mastercard · JCB · American Express	Retail & shopping	Open to new applications
Mizuho Rakuten CardRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	Visa	Bank bundle	Open to new applications
Monex CardMonex	Monex	General	¥550	First year free · waiver available	1%	—	Monex Points	JCB	Investing	Open to new applications
MUFG Card Disney DesignMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥1,375	First year free	0.5%	—	Global Points	JCB	Design & character	Open to new applications
MUFG Card Platinum American ExpressMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Platinum	¥22,000	—	0.5%	0.5%–7%	Global Points	American Express	Travel · Premium & concierge	Open to new applications
MUJI CardCredit Saison	Credit Saison	General	Free	—	0.5%	—	Permanent Points / MUJI points	Visa · American Express	Retail & shopping	Open to new applications
New Otani Club DinersDiners Club	Diners Club	Premium	¥29,700	Confirm on the issuer page	—	—	Diners Club Rewards	Diners Club	Travel · Hotel	Open to new applications
nimoca Saison CardCredit Saison	Credit Saison	General	Free	—	0.3%	—	nimoca points	Visa	Rail & transit	Open to new applications
Olive Flexible Pay GeneralSumitomo Mitsui Card	Sumitomo Mitsui Card	General	Free	—	0.5%	—	V POINT	Visa	Bank bundle	Open to new applications
Olive Flexible Pay GoldSumitomo Mitsui Card	Sumitomo Mitsui Card	Gold	¥5,500	Waiver available	0.5%	0.5%–8%	V POINT	Visa	Bank bundle	Open to new applications
Olive Flexible Pay Platinum PreferredSumitomo Mitsui Card	Sumitomo Mitsui Card	Platinum	¥33,000	—	1%	1%–10%	V POINT	Visa	Points & cashback · Bank bundle	Open to new applications
Orico Card The Gold PrimeOrico	Orico	Gold	¥11,000	—	1%	—	Orico Points	Mastercard	Travel · Points & cashback	Open to new applications
Orico Card The PointOrico	Orico	General	Free	—	1%	—	Orico Points	Mastercard · JCB	Points & cashback	Open to new applications
Orico Card The Point Premium GoldOrico	Orico	Gold	¥1,986	—	1%	—	Orico Points	Mastercard · JCB	Points & cashback	Open to new applications
Orico Card The Point UPtyOrico	Orico	General	Free	—	1%	—	Orico Points	Mastercard	Everyday spending	Open to new applications
Otona no Kyujitsu Club MiddleJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥2,624	—	0.5%	—	JRE POINT	Visa · Mastercard · JCB	Rail & transit	Open to new applications
Otona no Kyujitsu Club ZipangJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥4,364	—	0.5%	—	JRE POINT	Visa · Mastercard · JCB	Rail & transit	Open to new applications
PARCO CardJFR Card	JFR Card	General	¥1,100	First year free · waiver available	0.5%	—	QIRA Points / PARCO points	Visa	Retail & shopping	Open to new applications
PayPay CardPayPay Card	PayPay Card	General	Free	—	1%	1%–5%	PayPay Points	Visa · Mastercard · JCB	Telecom & mobile pay · Everyday spending	Open to new applications
PayPay Card GoldPayPay Card	PayPay Card	Gold	¥11,000	—	1.5%	—	PayPay Points	Visa · Mastercard · JCB	Telecom & mobile pay	Open to new applications
Persona STACIA AmexAmerican Express	American Express	General	¥15,400	Confirm on the issuer page	—	—	S Points / Membership Rewards-like program	American Express	Rail & transit · Retail & shopping	Open to new applications
Rakuten ANA Mileage Club CardRakuten Card	Rakuten Card	General	¥550	First year free · waiver available	1%	—	Rakuten Points or ANA miles	Visa · Mastercard · JCB	Airline miles	Open to new applications
Rakuten Bank CardRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	JCB	Bank bundle	Open to new applications
Rakuten Black CardRakuten Card	Rakuten Card	Black	¥33,000	Invitation only	1%	—	Rakuten Points	Visa · Mastercard · JCB · American Express	Premium & concierge	Open to new applications
Rakuten CardRakuten Card	Rakuten Card	General	Free	—	1%	1%–3%	Rakuten Points	Visa · Mastercard · JCB · American Express	Retail & shopping · Everyday spending	Open to new applications
Rakuten Card AcademyRakuten Card	Rakuten Card	Student	Free	—	1%	—	Rakuten Points	Visa · JCB	Student & young adult	Open to new applications
Rakuten Card Disney DesignRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	JCB	Design & character	Open to new applications
Rakuten Card My Color SelectionRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	Mastercard	Design & character	Open to new applications
Rakuten Card Sanrio DesignsRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	Mastercard · JCB	Design & character	Open to new applications
Rakuten Gold CardRakuten Card	Rakuten Card	Gold	¥2,200	—	1%	—	Rakuten Points	Visa · Mastercard · JCB	Travel · Retail & shopping	Open to new applications
Rakuten Pink CardRakuten Card	Rakuten Card	General	Free	—	1%	—	Rakuten Points	Visa · Mastercard · JCB · American Express	Everyday spending	Open to new applications
Rakuten Premium CardRakuten Card	Rakuten Card	Premium	¥11,000	—	1%	—	Rakuten Points	Visa · Mastercard · JCB · American Express	Travel · Retail & shopping	Open to new applications
Recruit CardRecruit	Recruit	General	Free	—	1.2%	—	Recruit Points / Ponta / d POINT	Visa · Mastercard · JCB	Points & cashback	Open to new applications
Red Cross Orico CardOrico	Orico	General	Free	Confirm on the issuer page	0.5%	—	Orico points	Mastercard	Donation	Open to new applications
Red Feather CardOrico	Orico	General	Free	Confirm on the issuer page	0.5%	—	Orico points	Mastercard	Donation	Open to new applications
Saison Card DigitalCredit Saison	Credit Saison	General	Free	—	0.5%	0.5%–1%	Permanent Points	Visa · Mastercard · JCB	Telecom & mobile pay	Open to new applications
Saison Cobalt Business American Express CardCredit Saison	Credit Saison	General	Free	—	0.5%	0.5%–2%	Permanent Points (永久不滅ポイント)	American Express	Points & cashback · Business	Open to new applications
Saison Gold American Express CardCredit Saison	Credit Saison	Gold	¥11,000	Waiver available	0.75%	0.75%–1%	Permanent Points	American Express	Travel	Open to new applications
Saison Gold Associe AmexCredit Saison	Credit Saison	Gold	¥2,200	—	0.75%	—	Permanent Points	American Express	Everyday spending	Open to new applications
Saison Gold PremiumCredit Saison	Credit Saison	Gold	¥11,000	Waiver available	0.5%	—	Permanent Points	Visa · JCB · American Express	Design & character · Everyday spending	Open to new applications
Saison Pearl Amex DigitalCredit Saison	Credit Saison	General	¥1,100	First year free · waiver available	0.5%	0.5%–2%	Permanent Points	American Express	Telecom & mobile pay	Open to new applications
Saison Platinum American Express CardCredit Saison	Credit Saison	Platinum	¥33,000	—	0.75%	1%	Permanent Points / JAL miles	American Express	Travel · Premium & concierge	Open to new applications
Saison Platinum Business American Express CardCredit Saison	Credit Saison	Platinum	¥33,000	First year free	0.5%	0.5%–1%	Permanent Points (永久不滅ポイント)	American Express	Travel · Business	Open to new applications
Saison Rose Gold American Express CardCredit Saison	Credit Saison	Gold	¥11,000	Confirm on the issuer page	0.75%	—	Permanent Points	American Express	Travel · Everyday spending	Open to new applications
Samurai Blue Card SaisonCredit Saison	Credit Saison	General	Free	—	0.5%	—	Permanent Points	Visa · American Express	Design & character	Open to new applications
Seven Card Plus nanaco IntegratedSeven Card Service	Seven Card Service	General	Free	—	0.5%	—	nanaco points	JCB	Retail & shopping	Open to new applications
Seven Card Plus nanaco LinkedSeven Card Service	Seven Card Service	General	Free	—	0.5%	—	nanaco points	JCB	Retail & shopping	Open to new applications
Shop Channel Card SaisonCredit Saison	Credit Saison	General	Free	—	0.5%	—	Shop Channel points	American Express	Retail & shopping	Open to new applications
SKYPASS MUFG CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	¥3,300	Confirm on the issuer page	—	—	Korean Air SKYPASS	Visa · Mastercard	Airline miles	Open to new applications
SKYPASS MUFG GoldMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	Gold	¥11,000	—	—	—	Korean Air SKYPASS	Visa · Mastercard	Airline miles	Open to new applications
SMBC Business OwnersSumitomo Mitsui Card	Sumitomo Mitsui Card	General	Free	—	0.5%	0.5%–1.5%	V POINT	Visa · Mastercard	Business	Open to new applications
SMBC Business Owners GoldSumitomo Mitsui Card	Sumitomo Mitsui Card	Gold	¥5,500	—	0.5%	0.5%–2%	V POINT	Visa · Mastercard	Points & cashback · Business	Open to new applications
SMBC Business Owners Platinum PreferredSumitomo Mitsui Card	Sumitomo Mitsui Card	Platinum	¥33,000	—	1%	1%–10%	V POINT	Visa	Points & cashback · Business	Open to new applications
SMBC PlatinumSumitomo Mitsui Card	Sumitomo Mitsui Card	Platinum	¥55,000	—	0.5%	—	V POINT	Visa · Mastercard	Travel · Premium & concierge	Open to new applications
SMBC Platinum PreferredSumitomo Mitsui Card	Sumitomo Mitsui Card	Platinum	¥33,000	—	1%	1%–10%	V POINT	Visa	Points & cashback	Open to new applications
SMBC Visa InfiniteSumitomo Mitsui Card	Sumitomo Mitsui Card	Infinite	¥99,000	—	—	1%–10%	V POINT	Visa	Premium & concierge	Open to new applications
Sports Authority CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	Visa · Mastercard · JCB	Retail & shopping · Design & character	Closed to new applications
Sumikko Gurashi Epos CardEpos Card	Epos Card	General	Free	—	0.5%	—	Epos Points	Visa	Design & character	Open to new applications
Sumitomo Mitsui Card Gold NLSumitomo Mitsui Card	Sumitomo Mitsui Card	Gold	¥5,500	—	0.5%	0.5%–7%	V POINT	Visa · Mastercard	Points & cashback · Everyday spending	Open to new applications
Sumitomo Mitsui Card NumberlessSumitomo Mitsui Card	Sumitomo Mitsui Card	General	Free	—	0.5%	0.5%–7%	V POINT	Visa · Mastercard	Retail & shopping · Everyday spending	Open to new applications
Takashimaya CardTakashimaya Financial Partners	Takashimaya Financial Partners	General	¥2,200	First year free	—	—	Takashimaya points	Visa · Mastercard · JCB · American Express	Retail & shopping	Open to new applications
Takashimaya Card GoldTakashimaya Financial Partners	Takashimaya Financial Partners	Gold	¥11,000	—	—	—	Takashimaya points	Visa · Mastercard · JCB · American Express	Travel · Retail & shopping	Open to new applications
TGC CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	—	WAON POINT	JCB	Retail & shopping · Design & character	Open to new applications
The GoldOrico	Orico	Gold	¥11,000	First year free	0.5%	—	Orico points	Mastercard	Travel	Open to new applications
To Me Card Prime PASMOTokyo Metro	Tokyo Metro	General	¥2,200	First year free · waiver available	0.5%	—	Metro Points / issuer points	Visa · Mastercard · JCB	Rail & transit	Open to new applications
Tokyu Card ClubQ JMB GoldTokyu Card	Tokyu Card	Gold	¥6,600	—	1%	—	TOKYU POINT / JAL miles	Visa · Mastercard	Airline miles · Rail & transit · Retail & shopping	Open to new applications
Tokyu Card ClubQ JMB PASMOTokyu Card	Tokyu Card	General	¥1,100	First year free	0.5%	0.5%–3%	TOKYU POINT / JAL miles	Visa · Mastercard	Airline miles · Rail & transit · Retail & shopping	Open to new applications
UC Platinum CardUC Card	UC Card	Platinum	¥16,500	—	1%	1%–7%	UC Points	Visa	Travel · Premium & concierge	Open to new applications
UCS CardUCS	UCS	General	Free	—	0.5%	—	U-POINT / majica points	Visa · Mastercard · JCB	Retail & shopping	Open to new applications
UCS Card majica GoldUCS	UCS	Gold	¥3,300	First year free	0.5%	—	U-POINT / majica points	Visa · Mastercard · JCB	Travel · Retail & shopping	Open to new applications
UPSIDER CardUPSIDER	UPSIDER	General	Free	—	1%	1%	UPSIDER automatic cashback	Visa	Business	Open to new applications
Usappy Card PlusIdemitsu Credit	Idemitsu Credit	General	¥1,375	First year free · waiver available	1%	—	Usappy points	Visa	Fuel & car	Open to new applications
VIASO CardMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points / auto-cashback	Mastercard	Points & cashback	Open to new applications
VIASO CinnamorollMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points	Mastercard	Design & character	Open to new applications
VIASO GudetamaMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points	Mastercard	Design & character	Open to new applications
VIASO mofusand x SanrioMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points	Mastercard	Design & character	Open to new applications
VIASO My MelodyMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points	Visa · Mastercard	Design & character	Open to new applications
VIASO Urawa RedsMitsubishi UFJ NICOS	Mitsubishi UFJ NICOS	General	Free	—	0.5%	—	VIASO Points	Visa	Design & character	Open to new applications
View Card GoldJRE Bank / Viewcard	JRE Bank / Viewcard	Gold	¥11,000	—	0.5%	0.5%–10%	JRE POINT	Visa · JCB	Travel · Rail & transit	Open to new applications
View Card StandardJRE Bank / Viewcard	JRE Bank / Viewcard	General	¥524	—	0.5%	0.5%–5%	JRE POINT	Visa · Mastercard · JCB	Rail & transit	Open to new applications
View Card Standard RevoJRE Bank / Viewcard	JRE Bank / Viewcard	General	Free	—	0.5%	—	JRE POINT	Visa · Mastercard · JCB	Rail & transit · Everyday spending	Open to new applications
Visa LINE Pay Credit Card P+Sumitomo Mitsui Card	Sumitomo Mitsui Card	General	Free	Confirm on the issuer page	0.5%	—	LINE Points	Visa	Telecom & mobile pay	May be closed to new applications
Webike apollostation cardIdemitsu Credit	Idemitsu Credit	General	Free	—	0.5%	—	Plus Points / Webike points	Visa	Retail & shopping · Fuel & car	Open to new applications
Welcia CardAEON Financial Service	AEON Financial Service	General	Free	—	0.5%	0.5%–2%	WAON POINT	Visa · Mastercard · JCB	Retail & shopping · Everyday spending	Open to new applications
Wild Bird Society of Japan CardOrico	Orico	General	Free	Confirm on the issuer page	0.5%	—	Orico points	Mastercard	Donation	Open to new applications

232 cards × 10 columns. Card records verified 2026-08-16; points and benefits records verified 2026-08-17. Every cell is recorded from official issuer material; a dash means the research recorded nothing, not that the answer is zero. Fees, benefits and campaigns change — check the issuer page before applying. Nothing here ranks approval likelihood.