Kojima x Bic Camera Card コジマ×ビックカメラカード
retail card · AEON Financial Service · Credit cards
Kojima x Bic Camera Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / store points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Highlights
- No annual fee
- Earns WAON POINT / store points at about 0.5% base rate
- Family/ETC available
Things to consider
- Stated eligibility: 18+; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns WAON POINT / store points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- WAON POINT / store points
- Base earning rate
- 0.5%
- What a point is worth
- 1 point=¥1 at eligible stores or after WAON charge
Best for
Electronics retail integration
Watch out for
Point treatment varies by merchant/payment
How you earn
- Earning rule
- 1 WAON POINT per ¥200 eligible card spend; generally 2 per ¥200 at eligible AEON Group stores
- Extra earning on this card
- Kojima/Bic benefits
- Programme bonuses
- AEON Group double points, customer appreciation days, card/store-specific campaigns
- Spend that earns
- Eligible card shopping; some utilities/rent can earn
- Spend that earns less, or nothing
- Fees, cash advances and issuer-designated transactions; WAON POINT and electronic-money WAON points are distinct
- Caps, registration and thresholds
- Discount days, cinema and store bonuses have card/store/date limits
- Expiry
- Maximum 2 years based on first award month in each annual cycle
Using your points
- What points can be used for
- WAON POINT stores; electronic-money WAON charge; gift certificates/items; partner points; donations
- Statement credit or cash
- No universal cash statement-credit route
- Shopping and merchants
- AEON/WAON POINT stores, item/gift-certificate exchange
- Airlines and travel
- Some partner/mile exchanges may be available by card/program
- Hotels
- Indirect through partner/catalog options
- Transit and e-money
- Charge to electronic-money WAON
- Partner points and gifts
- Gift certificates, products and selected partner points
- Investing and charity
- Donations and limited partner services
- Highest-value route
- 1-point=¥1 checkout or WAON charge; use before cycle expiry
Programme rules published by aeon.co.jp · aeon.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Selectable network stated or represented at family level |
| Mastercard | Free | Selectable network stated or represented at family level |
| JCB | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns WAON POINT / store points.
- Base earning
- It earns WAON POINT / store points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- WAON POINT / store points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.