Start with your situation

Learn by who you are

Guides and simple courses tailored to your situation — whether you just arrived, grew up here, started your first job, or hold ties to two countries.

Find your persona

Pick the profile that fits you best for a tailored path of priorities, courses, and guides.

You have recently arrived and need to build banking, cards, tax, and daily money from zero.

You are settled and working, possibly for a few years, with money and obligations spanning Japan and home.

You know daily life here, but want to use NISA, deductions, and long-term investing with more confidence.

You have started your first full-time job (新社会人) and are learning payslips, saving, and investing at once.

You have income and choices — housing, family, retirement — and want them to fit together sensibly.

You have savings and are ready to invest, but want to understand risk before you put money in.

You are studying in Japan on a student visa, managing a tight budget and part-time work rules.

You hold ties to two countries — citizenship, family, or assets — and taxes reach across borders.

Simple courses

Short, plain-language courses on the money concepts that matter most in Japan.

How everyday money works here: banks, cash culture, My Number, and the bills you cannot ignore.

A simple system to track spending, control fixed costs, and build a safety buffer before you invest.

Income tax, resident tax, the year-end adjustment, and the deductions most people leave on the table.

How credit history works here, how to get approved, and how to avoid the revolving-credit trap.

Japan’s tax-free investment account: what it is, how the 2024 system works, and how to begin.

Risk, diversification, index funds, and compounding — the durable ideas behind sensible investing.

Tax residency, double-taxation relief, US citizens, dual nationals, and Japan’s exit tax — mapped clearly.