Products

Annual fee

Free

Rewards

1P / ¥100

English

Partial

A no-annual-fee card that earns Rakuten Points. Eligibility, payment settings, and current reward exclusions should be checked in the issuer disclosures.

Annual fee

Free

Rewards

1P / ¥200

English

No

A no-annual-fee Visa card issued by Epos Card, with Epos Points and partner benefits subject to current terms.

Annual fee

Monthly

English

Yes

The canonical record represents the American Express Green Card in Japan, with Membership Rewards and conditional benefits documented by the issuer.

Annual fee

Free

English

No

Visa/Mastercard card with no annual fee for the standard card and conditional V Point bonuses.

Annual fee

Free

English

No

JCB-branded no-annual-fee card with J-POINT rewards and benefits subject to issuer terms.

Annual fee

Free

English

No

No-annual-fee standard card earning d POINT on eligible use, with ecosystem benefits under current terms.

Annual fee

Free

English

No

No-annual-fee standard card earning PayPay Points on eligible purchases under current program rules.

Annual fee

Free

English

No

No-annual-fee standard card earning Ponta Points, with au PAY linkage subject to charging and service rules.

Annual fee

¥5,500

FX fee

3.63%

English

No

A gold Visa/Mastercard whose ¥5,500 fee becomes permanently free after ¥1,000,000 of qualifying annual spend, which also earns a 10,000-point yearly bonus.

Annual fee

¥33,000

Rewards

1%

FX fee

3.63%

English

No

A ¥33,000 Visa positioned primarily as a high-return rewards card: about 1% base, elevated rates at preferred merchants and up to 40,000 annual bonus points depending on spend.

Annual fee

¥5,500

FX fee

3.63%

English

No

An SMBC platform that combines credit, debit and point-payment modes with a bank account on a single Visa; the gold tier mirrors Gold (NL) economics — ¥5,500 waived permanently after ¥1M annual spend.

Annual fee

Free

Rewards

1%

FX fee

1.63%

English

No

A no-fee Mastercard issued by Sumitomo Mitsui Card that earns 2% for Amazon Prime members on Amazon and 1.5% at major convenience stores, with an unusually low overseas fee.

Annual fee

Free

FX fee

1.60%

English

No

A permanently no-fee JCB with enhanced base rewards, open to applicants aged 18–39; the fee stays free after the cardholder turns 40. JCB’s overseas processing charge is comparatively low.

Annual fee

¥11,000

Rewards

0.5%

FX fee

1.60%

English

No

A conventional ¥11,000 gold JCB (first year free for qualifying new online applicants) with domestic airport lounges, insurance and lifestyle discounts; paid LoungeKey access is separate from a full Priority Pass package.

Annual fee

¥27,500

Rewards

0.5%

FX fee

1.60%

English

No

At ¥27,500 one of Japan’s strongest price-to-service platinums, bundling Priority Pass, a 24-hour concierge, the Gourmet Benefit dining offer and travel insurance.

Annual fee

¥2,200

Rewards

1P / ¥100

FX fee

3.63%

English

Partial

A ¥2,200 gold Rakuten card in an awkward middle tier: low fee and 1% base, but limited lounge and ecosystem advantages over the free Rakuten Card.

Annual fee

¥11,000

Rewards

1P / ¥100

FX fee

3.63%

English

Partial

An ¥11,000 Rakuten card with a 1% base, published limit up to ¥3,000,000 and Priority Pass — whose value must be judged under current visit limits rather than older unlimited-use assumptions.

Annual fee

¥33,000

Rewards

1P / ¥100

FX fee

3.63%

English

Partial

An access-gated ¥33,000 Rakuten premium card with travel, dining, concierge-style and family-card benefits, aimed at very heavy Rakuten spenders.

Annual fee

¥39,600

English

Yes

A ¥39,600 Membership Rewards card with two free family cards, dining and hotel credits, insurance and lounge access, and large but conditional welcome offers.

Annual fee

¥165,000

English

Yes

A ¥165,000 platinum with up to four free family cards, the Global Lounge Collection, hotel status, concierge, dining benefits and an ongoing ¥100,000 airline credit.

Annual fee

Free

Rewards

0.5%

FX fee

3.85%

English

No

A ¥5,000 gold Visa that becomes permanently free by invitation, family-gold referral or ¥500,000 of qualifying annual spend — one of Japan’s most optimizable cards through selected-shop bonuses and annual awards.

Annual fee

¥30,000

Rewards

0.5%

FX fee

3.85%

English

No

A Visa platinum: ¥30,000 for direct applicants or ¥20,000 by invitation, with Priority Pass, concierge and annual bonus points starting at 20,000 for ¥1,000,000 of spend.

Annual fee

Free

Rewards

0.5%

English

No

A no-annual-fee numberless card with digital details in as little as five minutes and non-expiring Permanent Points; a ¥1,650 service charge applies only after a full measurement period with no use.

Annual fee

¥11,000

Rewards

0.5%

English

No

An ¥11,000 gold card, free the following year after ¥1,000,000 of annual spend, with elevated (capped) rewards on movies, convenience stores and cafés.

Annual fee

¥33,000

Rewards

0.75%

English

No

A ¥33,000 American Express platinum with Priority Pass, concierge, travel and dining services and mileage-conversion options.

Annual fee

¥11,000

Rewards

1%

English

No

An ¥11,000 gold card whose value centers on 10% d POINT on eligible docomo/ahamo charges, plus annual-spend benefits, lounges and enhanced phone protection.

Annual fee

¥29,700

Rewards

1%

English

No

A ¥29,700 platinum that can earn up to 20% on eligible docomo charges (rate depends on prior monthly shopping), premium lounges and up to ¥200,000 mobile-phone protection.

Annual fee

¥11,000

Rewards

1%

English

No

An ¥11,000 gold card delivering up to 10% on eligible au/UQ mobile charges and up to a combined 5.5% through eligible au PAY funding and payment, plus lounges; ordinary outside spend stays around 1%.

Annual fee

¥11,000

Rewards

1%

English

No

An ¥11,000 gold card that, from June 2, 2026, awards 11,000 annual PayPay Points after ¥1,000,000 of qualifying spend — offsetting the fee at that threshold — plus LYP Premium, lounges and free ETC.

Annual fee

Free

Rewards

0.5%

English

No

A no-fee card that combines an AEON credit card, WAON e-money and an AEON Bank account, with Customer Appreciation Day discounts and WAON auto-charge.

Annual fee

Free

Rewards

0.5%

English

No

A gold card that is free once issued, adding domestic airport lounges and travel insurance; it is generally an invitation or upgrade product for existing heavy AEON customers.

Annual fee

Free

Rewards

1P / ¥100

English

No

One of the cleanest no-fee reward cards: 1 Orico Point per ¥100, doubled to 2% for the first six months up to ¥500,000 of qualifying spend, with Orico Mall uplifts and broad conversion options.

Annual fee

¥1,986

Rewards

1%

English

No

For ¥1,986 it keeps the 1% base and six-month 2% offer while adding 1% at Orico Mall and 0.5% on eligible iD/QUICPay use; among the least expensive cards branded “Gold.”

Annual fee

Free

Rewards

0.5%

English

No

A no-fee card earning about 0.5% base that can reach up to 20% at selected stores when MUFG bank-account, app and merchant conditions align; strongest for MUFG-group customers.

Annual fee

¥11,000

Rewards

0.5%

English

No

An ¥11,000 gold card (first year free for eligible web applications) with domestic airport lounges, insurance, securities-investment rewards and MUFG selected-store bonuses.

Annual fee

¥22,000

Rewards

0.5%

English

No

At ¥22,000 with one free family card, among Japan’s lowest-cost cards offering a conventional platinum mix of Priority Pass, concierge, dining benefit and insurance.

Annual fee

¥524

Rewards

0.5%

English

No

A ¥524 card whose value comes from Mobile Suica, JR East ticketing and JRE POINT multipliers rather than ordinary 0.5% spending; a specialist commuter card.

Annual fee

¥524

Rewards

3.5%

English

No

A View card, first year free then ¥524, returning up to 3.5% at eligible JRE Card preferred station-building stores while also benefiting Suica and JR East use.

Annual fee

¥11,000

Rewards

0.5%

English

No

An ¥11,000 gold View card adding JR East travel bonuses (e.g. Shinkansen), airport lounges, insurance and annual-spend benefits; strong for frequent JR East and Shinkansen travel.

Annual fee

¥2,200

Rewards

0.5%

English

No

An airline card (first year free, then ¥2,200; the American Express variant costs ¥6,600) earning JAL miles with an initial-flight bonus, 10% boarding bonus and JAL Card Mile Plus; issuer, insurance and fees vary by partner.

Annual fee

¥17,600

Rewards

25%

English

No

A JAL gold card, mainstream fee ¥17,600 (¥20,900 for Suica/Amex variants, ¥34,100 for Diners), with a 25% flight bonus, enhanced shopping miles and issuer-dependent lounge/insurance.

Annual fee

¥34,100

English

No

A JAL platinum (JCB and American Express variants around ¥34,100) combining premium JAL airfare bonuses with concierge, a lounge package and insurance; for frequent international JAL travelers.

Annual fee

¥2,200

Rewards

0.5%

FX fee

3.63%

English

No

An ANA co-brand card (¥2,200 after a free first year) with a 1,000-mile joining bonus, 10% boarding bonus and ANA Card Mile Plus; the true shopping return depends on the mile-conversion course.

Annual fee

¥15,400

Rewards

25%

FX fee

3.63%

English

No

An ¥15,400 ANA gold card with a 2,000-mile joining bonus, 25% boarding bonus, lounges, insurance and stronger mile-conversion economics than the general card.

Annual fee

¥29,700

English

Partial

A ¥29,700 Diners Club card known for strong dining, travel and lounge services and an individualized spending limit rather than a uniform published ceiling; better as part of a multi-card wallet.

Annual fee

¥165,000

English

Partial

An invitation ¥165,000 card with free family cards, premium concierge, dining, lounge and travel services and no uniform preset spending limit; for customers valuing service access over transparent cash return.

Annual fee

¥55,000

Rewards

1%

English

Partial

A ¥55,000 metal Mastercard earning around 1%, with concierge, dining and travel benefits and cashback generally redeemable at 1 point = ¥1; the lowest-cost entry to the Luxury Card lineup.

Annual fee

¥110,000

Rewards

1.25%

English

Partial

A ¥110,000 World Elite Mastercard raising the public base return to about 1.25%, with enhanced concierge, dining, limousine and networking benefits and metal construction.

Annual fee

¥220,000

Rewards

1.5%

English

Partial

A ¥220,000 gold-finished metal Mastercard with the lineup’s highest public base return (about 1.5%) and expanded premium services; the most expensive card in this research set.

Annual fee

Free

FX fee

3.63%

English

No

SMBC’s Olive all-in-one card, where one card switches between debit, credit and points modes and links to an SMBC bank account. The general rank has no annual fee and earns V Points.

Annual fee

¥55,000

FX fee

3.63%

English

No

SMBC’s flagship Visa Platinum, positioned on premium services — concierge, airport lounges and comprehensive travel insurance — rather than on reward rate. A high annual fee applies.

Annual fee

Free

FX fee

1.60%

English

No

The JCB Card W variant that adds optional women-oriented insurance and benefit programs on top of the same permanently free, enhanced-rewards base; new applications are limited to ages 18–39.

Annual fee

Free

Rewards

1P / ¥100

English

No

A Rakuten Card variant that keeps the same no-fee, Rakuten-Points base as the standard card and adds optional paid benefit programs — a custom-design service, lifestyle discounts and women-oriented insurance.

Annual fee

Free

English

No

A no-annual-fee AEON card that combines credit, a cash card function and WAON e-money in one card, earning WAON POINT and offering AEON-group shopping-day discounts.

Annual fee

Varies

English

No

JR East’s flagship View card with an integrated Suica: it auto-charges Suica, earns JRE POINT at a higher rate on Suica charge and JR East services, and holds commuter passes. An annual fee applies.

Annual fee

Varies

English

No

A JAL Card issued with JR East that combines JAL Mileage Bank mile-earning with an integrated Suica, letting cardholders earn JAL miles and, via JRE POINT, top up Suica. An annual fee applies.

Annual fee

Free

English

No

A no-annual-fee Mitsubishi UFJ Mastercard whose Global Points are automatically converted to a statement cashback once a year, so points never need manual redemption or expire unused.

Annual fee

Free

Rewards

0.5%

English

Partial

JCB General / Partner With Point is a retail card from JCB, issued on JCB. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns J-POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

Partial

JCB LINDA is a everyday card from JCB, issued on JCB. The annual fee is free. A stated waiver condition can remove it — check the exact threshold. It earns J-POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

2%

English

Partial

JCB Card R is a everyday card from JCB, issued on JCB. The annual fee is free. It earns J-POINT at a published base rate of about 2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Saison Pearl Amex Digital is a telecom and mobile-payment card from Credit Saison, issued on American Express. The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.75%

English

No

Saison Gold American Express Card is a Gold travel card from Credit Saison, issued on American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. Verify the current amount on the issuer page before applying. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.75%

English

No

Saison Rose Gold American Express Card is a Gold travel card from Credit Saison, issued on American Express. The annual fee is ¥11,000 including tax. Verify the current amount on the issuer page before applying. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Gold Card Saison is a Gold travel card from Credit Saison, issued on Visa, Mastercard and JCB. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥2,200

Rewards

0.75%

English

No

Saison Gold Associe Amex is a Gold everyday card from Credit Saison, issued on American Express. The annual fee is ¥2,200 including tax. It earns Permanent Points at a published base rate of about 0.75% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥3,300

Rewards

0.5%

English

No

MileagePlus Saison Card is a airline mileage card from Credit Saison, issued on Visa, Mastercard and American Express. The annual fee is ¥3,300 including tax. It earns United MileagePlus at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥22,000

Rewards

1.5%

English

No

MileagePlus Saison Gold Card is a Gold airline mileage card from Credit Saison, issued on Visa, Mastercard and American Express. The annual fee is ¥22,000 including tax. Verify the current amount on the issuer page before applying. It earns United MileagePlus at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥55,000

Rewards

1.5%

English

No

MileagePlus Saison Platinum Card is a Platinum airline mileage card from Credit Saison, issued on Visa and American Express. The annual fee is ¥55,000 including tax. Verify the current amount on the issuer page before applying. It earns United MileagePlus at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

MUJI Card is a retail card from Credit Saison, issued on Visa and American Express. The annual fee is free. It earns Permanent Points / MUJI points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Loft Card is a retail card from Credit Saison, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Likeme by Saison Card is a points card from Credit Saison, issued on Mastercard and JCB. The annual fee is free. It earns Cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Shop Channel Card Saison is a retail card from Credit Saison, issued on American Express. The annual fee is free. It earns Shop Channel points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.3%

English

No

nimoca Saison Card is a rail and transit card from Credit Saison, issued on Visa. The annual fee is free. It earns nimoca points at a published base rate of about 0.3% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Samurai Blue Card Saison is a design card from Credit Saison, issued on Visa and American Express. The annual fee is free. It earns Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.5%

English

No

JQ Card Saison Gold is a Gold points card from Credit Saison, issued on Visa and American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns JR Kyushu Q points / Permanent Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥3,300

Rewards

1%

English

No

d Card Gold U is a Gold telecom and mobile-payment card from NTT DOCOMO, issued on Visa and Mastercard. The annual fee is ¥3,300 including tax. A stated waiver condition can remove it — check the exact threshold. It earns d POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON Card Select Mickey Mouse Design is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON Card Select Toy Story Design is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON Card Select Minions is a design card from AEON Financial Service, issued on Mastercard. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON Card Minions is a design card from AEON Financial Service, issued on Mastercard. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

TGC Card is a retail card from AEON Financial Service, issued on JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Cosmo The Card Opus is a fuel card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON Suica Card is a rail and transit card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

JMB JQ SUGOCA is a airline mileage card from AEON Financial Service, issued on Visa. The annual fee is free. It earns JAL miles / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

AEON JMB Card is a airline mileage card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Benesse AEON Card is a student card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / Benesse points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

KASUMI Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Sports Authority Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Recorded from the issuer's official lineup on 2026-08-13; the card is no longer open to new applications.

Annual fee

Free

Rewards

0.5%

English

No

Kojima x Bic Camera Card is a retail card from AEON Financial Service, issued on Visa, Mastercard and JCB. The annual fee is free. It earns WAON POINT / store points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Orico Card The Point UPty is a everyday card from Orico, issued on Mastercard. The annual fee is free. It earns Orico Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

1%

English

No

Orico Card The Gold Prime is a Gold travel card from Orico, issued on Mastercard. The annual fee is ¥11,000 including tax. It earns Orico Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

The Gold is a Gold travel card from Orico, issued on Mastercard. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Gold UPty is a Gold everyday card from Orico, issued on Mastercard. The annual fee is ¥5,500 including tax. The first year is stated as free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥2,200

Rewards

0.6%

English

No

EX Gold for Biz S is a Gold business card from Orico, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. It earns 暮らスマイル / Orico points at a published base rate of about 0.6% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥2,200

Rewards

0.6%

English

No

EX Gold for Biz M is a Gold business card from Orico, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. It earns 暮らスマイル / Orico points at a published base rate of about 0.6% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Love the Earth is a donation-linked card from Orico, issued on JCB. The annual fee is free. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Red Feather Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Red Cross Orico Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Japan Animal Welfare Society Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Wild Bird Society of Japan Card is a donation-linked card from Orico, issued on Mastercard. The annual fee is free. Verify the current amount on the issuer page before applying. It earns Orico points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Mitsubishi UFJ Card Gold is a Gold travel card from Mitsubishi UFJ NICOS, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. The first year is stated as free. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

MUFG Card Disney Design is a design card from Mitsubishi UFJ NICOS, issued on JCB. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

VIASO mofusand x Sanrio is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

VIASO Cinnamoroll is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

VIASO My Melody is a design card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

VIASO Gudetama is a design card from Mitsubishi UFJ NICOS, issued on Mastercard. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

VIASO Urawa Reds is a design card from Mitsubishi UFJ NICOS, issued on Visa. The annual fee is free. It earns VIASO Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1.5%

English

No

Jizile is a everyday card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns Global Points at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

JA Card is a bank-linked card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Global Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

English

No

ENEOS Card S is a fuel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns ENEOS points / discounts; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

English

No

ENEOS Card P is a points card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns ENEOS points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

English

No

ENEOS Card C is a fuel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥1,375 including tax. The first year is stated as free. It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

English

No

GDO Card is a design card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥15,746

English

No

GDO Gold Card is a Gold travel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥15,746 including tax. It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥3,300

English

No

SKYPASS MUFG Card is a airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥3,300 including tax. Verify the current amount on the issuer page before applying. It earns Korean Air SKYPASS; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

English

No

SKYPASS MUFG Gold is a Gold airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. It earns Korean Air SKYPASS; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥30,800

English

No

Miles & More MUFG Platinum Amex is a Platinum airline mileage card from Mitsubishi UFJ NICOS, issued on American Express. The annual fee is ¥30,800 including tax. It earns Miles & More; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥5,500

English

No

MileagePlus MUFG Card is a airline mileage card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥5,500 including tax. It earns United MileagePlus; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

View Card Standard Revo is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Lumine Card is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥1,048 including tax. The first year is stated as free. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.5%

English

No

JAL Card Suica Club-A is a Mid tier airline mileage card from JRE Bank / Viewcard, issued on JCB. The annual fee is ¥11,000 including tax. It earns JAL miles / JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Bic Camera Suica Card is a rail and transit card from JRE Bank / Viewcard, issued on Visa and JCB. The annual fee is ¥524 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Bic points / JRE POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥2,624

Rewards

0.5%

English

No

Otona no Kyujitsu Club Middle is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥2,624 including tax. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥4,364

Rewards

0.5%

English

No

Otona no Kyujitsu Club Zipang is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥4,364 including tax. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.5%

English

No

JAL CLUB-A Card is a Mid tier airline mileage card from JAL Card, issued on Visa, Mastercard and JCB. The annual fee is ¥11,000 including tax. It earns JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥30,800

Rewards

1%

English

No

JAL Diners Card is a Gold airline mileage card from JAL Card, issued on Diners Club. The annual fee is ¥30,800 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

JAL Card navi is a airline mileage card from JAL Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥7,700

Rewards

1%

English

No

JAL Club EST Ordinary is a airline mileage card from JAL Card, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥7,700 including tax. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Varies

Rewards

1%

English

No

JAL Club EST Gold/Platinum is a Gold airline mileage card from JAL Card, issued on Visa, Mastercard, JCB, American Express and Diners Club. The issuer does not publish a single annual fee for this card in the reviewed material. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA Mastercard General is a airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA JCB General is a airline mileage card from ANA Card, issued on JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥7,700

Rewards

1%

English

No

ANA American Express Card is a airline mileage card from ANA Card, issued on American Express. The annual fee is ¥7,700 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA To Me Card PASMO JCB is a airline mileage card from ANA Card, issued on JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns Oki Doki/J-POINT, Metro points, ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA TOKYU Point ClubQ PASMO Mastercard is a airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / TOKYU POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA Visa Suica is a airline mileage card from ANA Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / ANA miles / Suica at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥7,975

Rewards

0.5%

English

No

ANA Visa Wide is a Mid tier airline mileage card from ANA Card, issued on Visa. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥7,975

Rewards

0.5%

English

No

ANA Mastercard Wide is a Mid tier airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥7,975

Rewards

0.5%

English

No

ANA JCB Wide is a Mid tier airline mileage card from ANA Card, issued on JCB. The annual fee is ¥7,975 including tax. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥15,400

Rewards

1%

English

No

ANA Mastercard Wide Gold is a Gold airline mileage card from ANA Card, issued on Mastercard. The annual fee is ¥15,400 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥15,400

Rewards

1%

English

No

ANA JCB Wide Gold is a Gold airline mileage card from ANA Card, issued on JCB. The annual fee is ¥15,400 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥34,100

Rewards

1%

English

No

ANA Amex Gold is a Gold airline mileage card from ANA Card, issued on American Express. The annual fee is ¥34,100 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥29,700

Rewards

1%

English

No

ANA Diners Card is a Gold airline mileage card from ANA Card, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

ANA JCB Zero is a airline mileage card from ANA Card, issued on JCB. The annual fee is free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Recorded from the issuer's official lineup on 2026-08-13; the card is no longer open to new applications.

Annual fee

¥88,000

Rewards

1.5%

English

No

ANA Visa Platinum Premium is a Platinum airline mileage card from ANA Card, issued on Visa. The annual fee is ¥88,000 including tax. It earns ANA miles at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥77,000

Rewards

1%

English

No

ANA JCB Premium is a Platinum airline mileage card from ANA Card, issued on JCB. The annual fee is ¥77,000 including tax. It earns ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥165,000

Rewards

1%

English

No

ANA Amex Premium is a Platinum airline mileage card from ANA Card, issued on American Express. The annual fee is ¥165,000 including tax. It earns Membership Rewards / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥170,500

English

No

ANA Diners Premium is a Platinum airline mileage card from ANA Card, issued on Diners Club. The annual fee is ¥170,500 including tax. Verify the current amount on the issuer page before applying. It earns ANA miles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥29,700

English

Partial

Diners Club Business Card is a Premium business card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥33,000

English

Partial

Ginza Diners Club Card is a Premium everyday card from Diners Club, issued on Diners Club. The annual fee is ¥33,000 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥29,700

English

Partial

BMW Diners Card is a Premium fuel card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥29,700

English

Partial

New Otani Club Diners is a Premium travel card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥660,000

English

Partial

Luxury Card Black Diamond is a Black / invitation premium card from Luxury Card, issued on Mastercard. The annual fee is ¥660,000 including tax. Verify the current amount on the issuer page before applying. It earns Luxury Card Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥242,000

English

Partial

JAL Luxury Card is a Black / invitation airline mileage card from Luxury Card, issued on Mastercard. The annual fee is ¥242,000 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥599,500

English

Partial

JAL Luxury Card Limited is a Gold airline mileage card from Luxury Card, issued on Mastercard. The annual fee is ¥599,500 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥99,000

English

Partial

SMBC Visa Infinite is a Black / invitation premium card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥99,000 including tax. It earns V POINT; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥33,000

Rewards

1%

English

Partial

Olive Flexible Pay Platinum Preferred is a Platinum points card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥33,000 including tax. It earns V POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

Partial

ANA Visa General (SMBC) is a airline mileage card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

Partial

Visa LINE Pay Credit Card P+ is a telecom and mobile-payment card from Sumitomo Mitsui Card, issued on Visa. The annual fee is free. Verify the current amount on the issuer page before applying. It earns LINE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten Bank Card is a bank-linked card from Rakuten Card, issued on JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten ANA Mileage Club Card is a airline mileage card from Rakuten Card, issued on Visa, Mastercard and JCB. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Rakuten Points or ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten Card Academy is a student card from Rakuten Card, issued on Visa and JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Alpen Group Rakuten Card is a retail card from Rakuten Card, issued on Mastercard. The annual fee is free. It earns Rakuten Points / Alpen points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Mizuho Rakuten Card is a bank-linked card from Rakuten Card, issued on Visa. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Hirogin Rakuten Card is a bank-linked card from Rakuten Card, issued on Visa. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten Card My Color Selection is a design card from Rakuten Card, issued on Mastercard. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten Card Disney Design is a design card from Rakuten Card, issued on JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

Partial

Rakuten Card Sanrio Designs is a design card from Rakuten Card, issued on Mastercard and JCB. The annual fee is free. It earns Rakuten Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥5,000

Rewards

0.5%

English

No

JQ Card Epos Gold is a Gold points card from Epos Card, issued on Visa. The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Epos Points / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

MGA Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Chiikawa Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Sumikko Gurashi Epos Card is a design card from Epos Card, issued on Visa. The annual fee is free. It earns Epos Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Varies

English

Partial

American Express Centurion is a Black / invitation premium card from American Express, issued on American Express. The issuer does not publish a single annual fee for this card in the reviewed material. It earns Membership Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥34,100

English

Partial

Marriott Bonvoy Amex is a travel card from American Express, issued on American Express. The annual fee is ¥34,100 including tax. Verify the current amount on the issuer page before applying. It earns Marriott Bonvoy points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥82,500

English

Partial

Marriott Bonvoy Amex Premium is a Premium travel card from American Express, issued on American Express. The annual fee is ¥82,500 including tax. Verify the current amount on the issuer page before applying. It earns Marriott Bonvoy points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥16,500

English

Partial

Hilton Honors Amex is a travel card from American Express, issued on American Express. The annual fee is ¥16,500 including tax. Verify the current amount on the issuer page before applying. It earns Hilton Honors points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥66,000

English

Partial

Hilton Honors Amex Premium is a Premium travel card from American Express, issued on American Express. The annual fee is ¥66,000 including tax. Verify the current amount on the issuer page before applying. It earns Hilton Honors points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥13,200

English

Partial

Delta SkyMiles Amex is a airline mileage card from American Express, issued on American Express. The annual fee is ¥13,200 including tax. Verify the current amount on the issuer page before applying. It earns Delta SkyMiles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥28,600

English

Partial

Delta SkyMiles Amex Gold is a Gold airline mileage card from American Express, issued on American Express. The annual fee is ¥28,600 including tax. Verify the current amount on the issuer page before applying. It earns Delta SkyMiles; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥15,400

English

Partial

Persona STACIA Amex is a rail and transit card from American Express, issued on American Express. The annual fee is ¥15,400 including tax. Verify the current amount on the issuer page before applying. It earns S Points / Membership Rewards-like program; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥13,200

Rewards

0.3%

English

Partial

Amex Business Green is a business card from American Express, issued on American Express. The annual fee is ¥13,200 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 0.3% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥49,500

Rewards

1%

English

Partial

Amex Business Gold is a Gold business card from American Express, issued on American Express. The annual fee is ¥49,500 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥165,000

Rewards

1%

English

Partial

Amex Business Platinum is a Platinum business card from American Express, issued on American Express. The annual fee is ¥165,000 including tax. Verify the current amount on the issuer page before applying. It earns Membership Rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Life Card is a everyday card from Life Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Life Card for Students is a student card from Life Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns LIFE Points / cashback at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

0.5%

English

No

Life Card Gold is a Gold travel card from Life Card, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. Verify the current amount on the issuer page before applying. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥5,500

Rewards

0.5%

English

No

Deposit Life Card is a everyday card from Life Card, issued on Mastercard. The annual fee is ¥5,500 including tax. It earns LIFE Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Seven Card Plus nanaco Integrated is a retail card from Seven Card Service, issued on JCB. The annual fee is free. It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Seven Card Plus nanaco Linked is a retail card from Seven Card Service, issued on JCB. The annual fee is free. It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1.2%

English

No

Recruit Card is a points card from Recruit, issued on Visa, Mastercard and JCB. The annual fee is free. It earns Recruit Points / Ponta / d POINT at a published base rate of about 1.2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Mercard is a retail card from Mercari / Merpay, issued on JCB. The annual fee is free. It earns Mercari Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥5,000

Rewards

1%

English

No

Mercard Gold is a Gold retail card from Mercari / Merpay, issued on JCB. The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Mercari Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Gold Point Card Plus is a retail card from Yodobashi Gold Point Marketing, issued on Visa. The annual fee is free. It earns Yodobashi Gold Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Tokyu Card ClubQ JMB PASMO is a airline mileage card from Tokyu Card, issued on Visa and Mastercard. The annual fee is ¥1,100 including tax. The first year is stated as free. It earns TOKYU POINT / JAL miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥6,600

Rewards

1%

English

No

Tokyu Card ClubQ JMB Gold is a Gold airline mileage card from Tokyu Card, issued on Visa and Mastercard. The annual fee is ¥6,600 including tax. It earns TOKYU POINT / JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

To Me Card Prime PASMO is a rail and transit card from Tokyo Metro, issued on Visa, Mastercard and JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Metro Points / issuer points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥15,400

Rewards

1%

English

No

ANA To Me Card PASMO JCB Gold is a Gold airline mileage card from Tokyo Metro, issued on JCB. The annual fee is ¥15,400 including tax. It earns J-POINT / Metro Points / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

MI Card Plus is a retail card from MI Card, issued on Visa and American Express. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns MI Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

Rewards

1%

English

No

MI Card Plus Gold is a Gold travel card from MI Card, issued on Visa and American Express. The annual fee is ¥11,000 including tax. It earns MI Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

English

No

Takashimaya Card is a retail card from Takashimaya Financial Partners, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns Takashimaya points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥11,000

English

No

Takashimaya Card Gold is a Gold travel card from Takashimaya Financial Partners, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. It earns Takashimaya points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

Daimaru Matsuzakaya Card is a retail card from JFR Card, issued on Visa and Mastercard. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No

UCS Card is a retail card from UCS, issued on Visa, Mastercard and JCB. The annual fee is free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No

apollostation card is a fuel card from Idemitsu Credit, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Plus Points / fuel discount at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

¥11,000

English

No

apollostation The Gold is a Gold travel card from Idemitsu Credit, issued on Visa, Mastercard, JCB and American Express. The annual fee is ¥11,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points / fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

English

No

Cosmo The Card House is a fuel card from Cosmo Oil Marketing, issued on House card (no international network). The annual fee is free. It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

1%

English

No

Monex Card is a investing-linked card from Monex, issued on JCB. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Monex Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

Free

Rewards

0.5%

English

No

bitFlyer Credit Card is a crypto-rewards card from bitFlyer, issued on Mastercard. The annual fee is free. It earns Bitcoin rewards at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥16,500

Rewards

1%

English

No

bitFlyer Platinum Card is a Platinum crypto-rewards card from bitFlyer, issued on Mastercard. The annual fee is ¥16,500 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Bitcoin rewards at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Annual fee

¥16,500

Rewards

1%

English

No

UC Platinum Card is a Platinum travel card from UC Card, issued on Visa. The annual fee is ¥16,500 including tax. It earns UC Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

Partial

SMBC Business Owners is a business card from Sumitomo Mitsui Card, issued on Visa and Mastercard. The annual fee is free. It earns V POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

¥5,500

Rewards

0.5%

English

Partial

SMBC Business Owners Gold is a Gold points card from Sumitomo Mitsui Card, issued on Visa and Mastercard. The annual fee is ¥5,500 including tax. It earns V POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

¥33,000

Rewards

1%

English

Partial

SMBC Business Owners Platinum Preferred is a Platinum points card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥33,000 including tax. It earns V POINT at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No

Saison Platinum Business American Express Card is a Platinum travel card from Credit Saison, issued on American Express. The annual fee is ¥33,000 including tax. The first year is stated as free. It earns Permanent Points (永久不滅ポイント) at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No

Saison Cobalt Business American Express Card is a points card from Credit Saison, issued on American Express. The annual fee is free. It earns Permanent Points (永久不滅ポイント) at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

¥22,000

Rewards

1.2%

English

No

apollostation THE PLATINUM Saison Amex is a Platinum travel card from Idemitsu Credit, issued on American Express. The annual fee is ¥22,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points at a published base rate of about 1.2% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

¥22,000

Rewards

0.8%

English

No

apollostation Platinum Business is a Platinum fuel card from Idemitsu Credit, issued on Visa and American Express. The annual fee is ¥22,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Plus Points at a published base rate of about 0.8% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

1%

English

No

UPSIDER Card is a business card from UPSIDER, issued on Visa. The annual fee is free. It earns UPSIDER automatic cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No

Mitsui Shopping Park Card Saison is a retail card from Credit Saison, issued on Visa, Mastercard, JCB and American Express. The annual fee is free. It earns Permanent Points (永久不滅ポイント) + Mitsui Shopping Park Points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.

Annual fee

Free

Rewards

0.5%

English

No