Daimaru Matsuzakaya Gold Card 大丸松坂屋ゴールドカード
Gold travel card · JFR Card · Credit cards
Daimaru Matsuzakaya Gold Card is a Gold travel card from JFR Card, issued on Visa and Mastercard. The annual fee is ¥11,000 including tax. It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Highlights
- Annual fee ¥11,000 including tax
- Earns QIRA Points / Daimaru Matsuzakaya points at about 1% base rate
- Airport lounges
Things to consider
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥11,000 a year.
- Stated eligibility: 25+ with stable income; issuance remains subject to screening.
Fees: The annual fee is ¥11,000 including tax.
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥11,000
- Insurance
- Travel and shopping protections
- Lounges and travel services
- Airport lounges
- Family cards and ETC
- Family cards ¥1,100 each; ETC available
- Networks
- Visa · Mastercard
- Stated eligibility
- 25+ with stable income
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥11,000 | Selectable network stated or represented at family level |
| Mastercard | ¥11,000 | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa and Mastercard. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is ¥11,000 including tax.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns QIRA Points / Daimaru Matsuzakaya points.
- Base earning
- It earns QIRA Points / Daimaru Matsuzakaya points at a published base rate of about 1% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- QIRA Points / Daimaru Matsuzakaya points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel and shopping protections. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport lounges. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards ¥1,100 each; ETC available
- ETC card
- Family cards ¥1,100 each; ETC available
- Stated eligibility
- Stated eligibility: 25+ with stable income. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.