UCS Card UCSカードmajica
retail card · UCS · Credit cards
UCS Card is a retail card from UCS, issued on Visa, Mastercard and JCB. The annual fee is free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Highlights
- No annual fee
- Earns U-POINT / majica points at about 0.5% base rate
- Family/ETC available
Things to consider
- Stated eligibility: 18+; high-school students excluded; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns U-POINT at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- U-POINT
- Base earning rate
- 0.5%
Best for
Regional retail benefits
Watch out for
Regional ecosystem
How you earn
- Earning rule
- Card- and store-specific points on eligible purchases
- Extra earning on this card
- APITA/PIAGO and fuel/retail offers
- Programme bonuses
- Retailer purchase rates, bonus dates/items, member tiers and campaigns
- Spend that earns
- Eligible card and retailer purchases
- Spend that earns less, or nothing
- Fees, cash advances and retailer-designated products/brands
- Caps, registration and thresholds
- Store, sale, product and annual-spend conditions
- Expiry
- Program-specific; check account display
Using your points
- What points can be used for
- Issuing retailer checkout; gift certificates/items; some partner points or miles depending on program
- Statement credit or cash
- Usually no broad bill credit
- Shopping and merchants
- Core use is the named retailer/ecosystem
- Airlines and travel
- Only where an airline/partner route is published
- Hotels
- Indirect
- Transit and e-money
- Indirect
- Partner points and gifts
- Program-specific exchange catalog
- Investing and charity
- Usually none
- Highest-value route
- Use at the issuing retailer at full face value before expiry
Programme rules published by ucscard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 18+; high-school students excluded
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Selectable network stated or represented at family level |
| Mastercard | Free | Selectable network stated or represented at family level |
| JCB | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns U-POINT / majica points.
- Base earning
- It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- U-POINT / majica points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 18+; high-school students excluded. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.