MoneyInJapan

Luxury Card Mastercard Titanium ラグジュアリーカード チタン

Entry metal premium card · Luxury Card (Aplus) · Credit cards

English support: Partial

A ¥55,000 metal Mastercard earning around 1%, with concierge, dining and travel benefits and cashback generally redeemable at 1 point = ¥1; the lowest-cost entry to the Luxury Card lineup.

Highlights

  • Metal card with concierge
  • Dining and travel benefits
  • ~1% with 1 point = ¥1 cashback route
Things to consider
  • Expensive vs JCB/MUFG platinum
  • Value needs actual benefit use

Fees: ¥55,000 annual fee; entry metal premium card.

Card facts

Network
Mastercard.
Annual fee
¥55,000 including tax for the primary card.
Fee waiver
No standing annual fee waiver.
Rewards
Earns Luxury Card reward points.
Base earning
Around 1% base; cashback generally redeems at 1 point to ¥1, while mileage conversion produces different values.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
Not confirmed in reviewed official material (not the same as “no”)
Foreign transaction fee
Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current rate.
Insurance
Comprehensive travel insurance applies under the policy guide with limits and exclusions.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Priority Pass and lounge access are offered under current terms.
Transit
Not confirmed in reviewed official material (not the same as “no”)
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family cards are available under the issuer fee and eligibility conditions.
ETC card
Not confirmed in reviewed official material (not the same as “no”)
Stated eligibility
Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.

Sources