Mitsubishi UFJ Card 三菱UFJカード
No-fee bank-group card · Mitsubishi UFJ NICOS · Credit cards
A no-fee card earning about 0.5% base that can reach up to 20% at selected stores when MUFG bank-account, app and merchant conditions align; strongest for MUFG-group customers.
Highlights
- No annual fee
- Up to 20% at selected stores under multiple conditions
- MUFG bank and group integration
Things to consider
- Base rate is only ~0.5%
- The 20% figure requires several stacked conditions
Fees: No annual fee; best for MUFG account and selected-store users.
Card facts
- Network
- Visa, Mastercard, JCB or American Express.
- Annual fee
- No annual fee.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns Global Points.
- Base earning
- Around 0.5% base on eligible spend; up to 20% at selected stores requires stacked bank-account, app and merchant conditions.
- Bonus conditions
- The “up to 20%” is not a base rate; it requires designated merchants, MUFG bank/app linkage and other conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Any insurance benefit is conditional and follows the current guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.