Saison Card Digital セゾンカードデジタル
Instant-issue digital card · Credit Saison · Credit cards
A no-annual-fee numberless card with digital details in as little as five minutes and non-expiring Permanent Points; a ¥1,650 service charge applies only after a full measurement period with no use.
Highlights
- Digital details in as little as five minutes
- Permanent Points that do not expire in normal use
- Numberless physical card, multiple networks
Things to consider
- ¥1,650 charge if fully dormant for the measurement period
- Base rate is a modest ~0.5%
Fees: No annual fee; a ¥1,650 charge applies only if there is no use across a full annual measurement period.
Points and rewards
This card earns Permanent Points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Permanent Points
- Base earning rate
- 0.5%
- What a point is worth
- Up to about ¥5 per point; bill credit is commonly 200 points→¥900
Best for
Fast digital issuance and numberless card
Watch out for
Standard base return is modest
How you earn
- Earning rule
- 1 point per ¥1,000 of monthly eligible spend on standard cards; Saison Amex/tier multipliers vary
- Extra earning on this card
- Campaign/merchant bonuses
- Programme bonuses
- Saison Point Mall up to advertised multipliers; card-specific domestic/overseas multipliers; eligible cards may use SAISON MILE CLUB
- Spend that earns
- Eligible shopping aggregated monthly
- Spend that earns less, or nothing
- Cash advances, interest/fees and designated transactions; some payments earn at reduced/no rate
- Caps, registration and thresholds
- Mall, QUICPay and mileage programs can have enrollment fees, caps or card restrictions
- Expiry
- No expiry while account remains eligible
Using your points
- What points can be used for
- Bill credit; gift cards/e-gifts; merchandise; ANA/JAL miles; partner points; donations; point investment/management
- Statement credit or cash
- 200 points→¥900 on the standard points-to-bill route
- Shopping and merchants
- Gift cards/e-gifts and partner shopping rewards
- Airlines and travel
- ANA/JAL transfer; SAISON MILE CLUB on eligible cards
- Hotels
- Travel and hotel-related catalog/partner awards
- Transit and e-money
- Partner/e-money routes depend on current catalog
- Partner points and gifts
- Multiple partner points and gift cards
- Investing and charity
- Permanent Point investment/management and donations
- Highest-value route
- A 5-yen-equivalent reward or an eligible JAL-mile route; bill credit is simpler but lower value
Programme rules published by saisoncard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- ETC; no physical family card on some configurations
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 18+; high-school students excluded
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Selectable network stated or represented at family level |
| Mastercard | Free | Selectable network stated or represented at family level |
| JCB | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Visa, Mastercard, JCB or American Express.
- Annual fee
- No annual fee for ordinary use; a ¥1,650 service charge applies only after a full measurement period with no use.
- Fee waiver
- Effectively free with any qualifying use during the measurement period.
- Rewards
- Earns Permanent Points (Eikyu Fumetsu Points).
- Base earning
- Around 0.5% base accrual; Permanent Points do not expire under ordinary program rules.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- No broad general travel-insurance benefit is asserted for this card in this record.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.