MoneyInJapan

Saison Card Digital セゾンカードデジタル

Instant-issue digital card · Credit Saison · Credit cards

English support: No

A no-annual-fee numberless card with digital details in as little as five minutes and non-expiring Permanent Points; a ¥1,650 service charge applies only after a full measurement period with no use.

Highlights

  • Digital details in as little as five minutes
  • Permanent Points that do not expire in normal use
  • Numberless physical card, multiple networks
Things to consider
  • ¥1,650 charge if fully dormant for the measurement period
  • Base rate is a modest ~0.5%

Fees: No annual fee; a ¥1,650 charge applies only if there is no use across a full annual measurement period.

Card facts

Network
Visa, Mastercard, JCB or American Express.
Annual fee
No annual fee for ordinary use; a ¥1,650 service charge applies only after a full measurement period with no use.
Fee waiver
Effectively free with any qualifying use during the measurement period.
Rewards
Earns Permanent Points (Eikyu Fumetsu Points).
Base earning
Around 0.5% base accrual; Permanent Points do not expire under ordinary program rules.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
Not confirmed in reviewed official material (not the same as “no”)
Foreign transaction fee
Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
Insurance
No broad general travel-insurance benefit is asserted for this card in this record.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Not confirmed in reviewed official material (not the same as “no”)
Transit
Not confirmed in reviewed official material (not the same as “no”)
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family cards are available under the issuer fee and eligibility conditions.
ETC card
Not confirmed in reviewed official material (not the same as “no”)
Stated eligibility
Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.

Sources