UCS Card majica Gold UCSカードmajica ゴールド
Gold travel card · UCS · Credit cards
UCS Card majica Gold is a Gold travel card from UCS, issued on Visa, Mastercard and JCB. The annual fee is ¥3,300 including tax. The first year is stated as free. It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
Highlights
- Annual fee ¥3,300 including tax
- Earns U-POINT / majica points at about 0.5% base rate
- Domestic/overseas lounge services
Things to consider
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥3,300 a year.
- Stated eligibility: 30+ guideline / stable income; issuance remains subject to screening.
Fees: The annual fee is ¥3,300 including tax. The first year is stated as free.
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥3,300
- Insurance
- Domestic/overseas travel insurance up to ¥50m, usage conditions
- Lounges and travel services
- Domestic/overseas lounge services
- Family cards and ETC
- Family cards ¥1,100 each; ETC available
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 30+ guideline / stable income
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥3,300 | Selectable network stated or represented at family level |
| Mastercard | ¥3,300 | Selectable network stated or represented at family level |
| JCB | ¥3,300 | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is ¥3,300 including tax. The first year is stated as free.
- Fee waiver
- The first year is stated as free.
- Rewards
- Earns U-POINT / majica points.
- Base earning
- It earns U-POINT / majica points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- U-POINT / majica points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Domestic/overseas travel insurance up to ¥50m, usage conditions. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Domestic/overseas lounge services. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards ¥1,100 each; ETC available
- ETC card
- Family cards ¥1,100 each; ETC available
- Stated eligibility
- Stated eligibility: 30+ guideline / stable income. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.