Miles & More MUFG Platinum Amex Miles & More MUFG CARD Platinum American Express
Platinum airline mileage card · Mitsubishi UFJ NICOS · Credit cards
Miles & More MUFG Platinum Amex is a Platinum airline mileage card from Mitsubishi UFJ NICOS, issued on American Express. The annual fee is ¥30,800 including tax. It earns Miles & More; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥30,800 including tax
- Earns Miles & More
- Airport lounges
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥30,800 a year.
- Stated eligibility: 20+; issuance remains subject to screening.
Fees: The annual fee is ¥30,800 including tax.
Points and rewards
This card earns Miles & More. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- Miles & More
Lufthansa-group mileage option
Mileage expiry/devaluation and fee
How you earn
- Earning rule
- Direct airline miles or issuer-point transfer depending on card
- Extra earning on this card
- Direct Miles & More earning
- Programme bonuses
- Card spend, airline purchases, flight/status and campaign bonuses
- Spend that earns
- Eligible card spend and flights
- Spend that earns less, or nothing
- Fees, cash advances and issuer-designated transactions
- Caps, registration and thresholds
- Award inventory, transfer/course and card-specific caps
- Expiry
- Airline-specific; verify the mileage account and activity rules
Using your points
- What points can be used for
- Airline/partner award flights; upgrades; travel and airline-specific products or partners
- Statement credit or cash
- No general statement-credit route
- Shopping and merchants
- Airline shopping/partners
- Airlines and travel
- Core use is carrier/alliance flight awards
- Hotels
- Hotel/car partners may be available
- Transit and e-money
- No direct route
- Partner points and gifts
- Alliance and airline-specific partners
- Investing and charity
- Donations may be available
- Highest-value route
- A confirmed award flight whose cash value exceeds alternative uses
Programme rules published by cr.mufg.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥30,800
- Insurance
- Travel insurance
- Lounges and travel services
- Airport lounges
- Family cards and ETC
- Family/ETC available
- Networks
- American Express
- Stated eligibility
- 20+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| American Express | ¥30,800 | Selectable network stated or represented at family level |
Card facts
- Network
- American Express.
- Annual fee
- The annual fee is ¥30,800 including tax.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns Miles & More.
- Base earning
- It earns Miles & More; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Miles & More sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport lounges. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 20+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.