ANA JCB Zero ANA JCBカード ZERO
airline mileage card · ANA (issued by Sumitomo Mitsui Card) · Credit cards
ANA JCB Zero is a airline mileage card from ANA Card, issued on JCB. The annual fee is free. It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Recorded from the issuer's official lineup on 2026-08-13; the card is no longer open to new applications.
Highlights
- No annual fee
- Earns ANA miles at about 0.5% base rate
- Available on JCB
Things to consider
- ANA no longer accepts new applications for this card. The details below describe the card as it was last recorded, for existing cardholders.
- Stated eligibility: 18–29; issuance remains subject to screening.
Fees: The annual fee is free.
Points and rewards
This card earns ANA miles at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- ANA miles
- Base earning rate
- 0.5%
- What a point is worth
- Variable; often highest for premium-cabin awards, subject to availability/surcharges
Best for
No-fee young-user route
Watch out for
Age and 5-year transition conditions
How you earn
- Earning rule
- Issuer points transfer to ANA or direct miles depending on card; course and transfer fee vary
- Extra earning on this card
- Entry ANA benefits
- Programme bonuses
- Enrollment/renewal and flight bonuses; ANA Card Miles Plus; issuer transfer courses
- Spend that earns
- Eligible card shopping, transfers and ANA/partner flights
- Spend that earns less, or nothing
- Fees/cash advances/designated transactions; transfer eligibility varies by issuer
- Caps, registration and thresholds
- Issuer transfer fees/caps; Amex ANA transfer limit; award availability
- Expiry
- Maximum 36 months after accrual month for standard miles
Using your points
- What points can be used for
- ANA/Star Alliance award flights; upgrades; ANA SKY Coins; Peach points; hotels/cars; ANA shopping/products; partner points; donations
- Statement credit or cash
- No general bill credit; ANA SKY Coins can pay eligible ANA tickets/tours
- Shopping and merchants
- ANA shopping/products and partner rewards
- Airlines and travel
- Core use: ANA/partner flight awards and upgrades
- Hotels
- Hotel awards/partners
- Transit and e-money
- Indirect via partner programs such as Metro/nanaco where eligible
- Partner points and gifts
- SKY Coins, Peach, partner points/products
- Investing and charity
- Donations; no general point investment
- Highest-value route
- Confirmed flight award; otherwise SKY Coins give simpler travel value
Programme rules published by ana.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- Limited/see official page
- Family cards and ETC
- See official page
- Networks
- JCB
- Stated eligibility
- 18–29
- Application status
- Closed to new applications
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| JCB | Free | Selectable network stated or represented at family level |
Card facts
- Network
- JCB.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns ANA miles.
- Base earning
- It earns ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- ANA miles sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Limited/see official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: 18–29. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.