Monex Card マネックスカード
investing-linked card · Monex · Credit cards
Monex Card is a investing-linked card from Monex, issued on JCB. The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Monex Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥550 including tax
- Earns Monex Points at about 1% base rate
- ETC available
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥550 a year.
- Stated eligibility: 18+; Monex account for investing features; issuance remains subject to screening.
Fees: The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
Points and rewards
This card earns Monex Points at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- Monex Points
- Base earning rate
- 1%
Investment accumulation integration
2026 reward revision from October; cap and tier rules
How you earn
- Earning rule
- See card-specific official page; earning unit varies
- Extra earning on this card
- Credit-card fund accumulation reward subject to tier/caps
- Programme bonuses
- Card-specific merchant, annual-spend and campaign benefits
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and issuer-designated transactions
- Caps, registration and thresholds
- Merchant, campaign, registration and annual-spend caps may apply
Using your points
- What points can be used for
- Card/program-specific merchant use, statement credit, partner points, miles, gift items or cash back as published
- Statement credit or cash
- Check official program
- Shopping and merchants
- Check official program
- Airlines and travel
- Check mileage/travel partners
- Hotels
- Check hotel/travel partners
- Transit and e-money
- Check e-money/transit routes
- Partner points and gifts
- Check current exchange catalog
- Investing and charity
- Check investment/donation routes
- Highest-value route
- Use the highest-value route that matches actual spending; avoid valuing unusable transfers at face value
Programme rules published by info.monex.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥550
- Insurance
- See official page
- Family cards and ETC
- ETC available
- Networks
- JCB
- Stated eligibility
- 18+; Monex account for investing features
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| JCB | ¥550 | Selectable network stated or represented at family level |
Card facts
- Network
- JCB.
- Annual fee
- The annual fee is ¥550 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
- Fee waiver
- The first year is stated as free. A waiver is stated for the conditions on the issuer page; confirm the exact threshold.
- Rewards
- Earns Monex Points.
- Base earning
- It earns Monex Points at a published base rate of about 1% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Monex Points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- ETC available
- ETC card
- ETC available
- Stated eligibility
- Stated eligibility: 18+; Monex account for investing features. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.