JAL Luxury Card Limited
Gold airline mileage card · Luxury Card (Aplus) · Credit cards
JAL Luxury Card Limited is a Gold airline mileage card from Luxury Card, issued on Mastercard. The annual fee is ¥599,500 including tax. Verify the current amount on the issuer page before applying. It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥599,500 including tax
- Earns JAL miles / Luxury Card rewards
- Premium lounges/concierge
- Availability: limited issue — verify availability.
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥599,500 a year.
Fees: The annual fee is ¥599,500 including tax. Verify the current amount on the issuer page before applying.
Points and rewards
This card earns JAL miles / Luxury Card rewards. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- JAL miles / Luxury Card rewards
- What a point is worth
- Variable; often highest for scarce premium-cabin awards, but taxes/surcharges apply
Ultra-premium JAL metal card
Extreme fee
How you earn
- Earning rule
- JAL Card shopping: usually ¥200=1 mile; Shopping Mile Premium generally ¥100=1 mile; special stores double the applicable rate
- Extra earning on this card
- Top JAL Luxury Card benefits
- Programme bonuses
- Flight first-use/annual/tier bonuses; JAL Card special stores; Shopping Mile Premium; card-specific JRE/TOKYU routes
- Spend that earns
- Eligible card shopping and JAL/partner flights
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions; issuer-side points may apply on some co-brands
- Caps, registration and thresholds
- Award seats, blackout/availability and transfer caps vary
- Expiry
- Generally 36 months after accrual month; JAL Card navi miles are unlimited while enrolled as eligible student
Using your points
- What points can be used for
- JAL/oneworld award flights; upgrades; e JAL Points; JAL coupons; products; partner points; donations; card annual fee on eligible cards
- Statement credit or cash
- No general cash bill credit; e JAL Points pay eligible JAL fares/tours
- Shopping and merchants
- JAL coupons, products and partner exchanges
- Airlines and travel
- Core use: JAL/partner flight awards and upgrades
- Hotels
- Hotel awards/partners and travel packages
- Transit and e-money
- Indirect via partner conversion; JAL Card Suica can combine JRE POINT separately
- Partner points and gifts
- Multiple points, vouchers and merchandise
- Investing and charity
- Donations; no general point investment
- Highest-value route
- A flight award with value above the cash-equivalent alternatives and confirmed availability
Programme rules published by jal.co.jp · luxurycard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥599,500
- Insurance
- Premium travel insurance
- Lounges and travel services
- Premium lounges/concierge
- Family cards and ETC
- See official page
- Networks
- Mastercard
- Stated eligibility
- Invitation/limited
- Application status
- Limited issue — verify availability
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Mastercard | ¥599,500 | Selectable network stated or represented at family level |
Card facts
- Network
- Mastercard.
- Annual fee
- The annual fee is ¥599,500 including tax. Verify the current amount on the issuer page before applying.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns JAL miles / Luxury Card rewards.
- Base earning
- It earns JAL miles / Luxury Card rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- JAL miles / Luxury Card rewards sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Premium travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Premium lounges/concierge. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: Invitation/limited. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.