American Express Gold Preferred アメックス・ゴールド・プリファード
Dining and travel rewards card · American Express International · Credit cards
A ¥39,600 Membership Rewards card with two free family cards, dining and hotel credits, insurance and lounge access, and large but conditional welcome offers.
Highlights
- Two free family cards
- Dining and hotel credits with insurance
- Membership Rewards points, transferable to partners
Things to consider
- High ongoing fee; separate welcome from long-term value
- Some benefits require thresholds or advance booking
Fees: ¥39,600 annual fee including two free family cards; interest via PayFlex applies only if used.
Card facts
- Network
- American Express.
- Annual fee
- ¥39,600 including tax; two supplementary family cards are included.
- Fee waiver
- No standing annual fee waiver; benefit credits offset the fee for active users.
- Rewards
- Membership Rewards.
- Base earning
- Points accrue under Membership Rewards rules on eligible spend; value varies by redemption and merchant.
- Bonus conditions
- Enhanced categories and welcome offers require enrollment, spending thresholds and timing conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use includes the conversion/processing charge in the member terms; verify the current percentage.
- Insurance
- Travel insurance and purchase protection are conditional; covered persons, activation, limits and exclusions apply.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport-lounge access is offered under current facility and guest conditions.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Two supplementary family cards are included at no extra annual fee.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer requirements and screening; English service does not imply approval.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.