American Express Centurion センチュリオン・カード
Black / invitation premium card · American Express International · Credit cards
American Express Centurion is a Black / invitation premium card from American Express, issued on American Express. The issuer does not publish a single annual fee for this card in the reviewed material. It earns Membership Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee stated on the issuer page
- Earns Membership Rewards
- Premium lounges/concierge
- Availability: invitation only.
- Stated eligibility: Invitation; issuance remains subject to screening.
Fees: The issuer does not publish a single annual fee for this card in the reviewed material.
Points and rewards
This card earns Membership Rewards. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- Membership Rewards
- What a point is worth
- Highly variable; Membership Rewards Plus improves many rates
Ultra-premium Amex
Invitation and opaque pricing
How you earn
- Earning rule
- Generally 1 point per ¥100 eligible spend; some categories are reduced/excluded; partner cards may use a different currency
- Extra earning on this card
- Top-tier benefits
- Programme bonuses
- Bonus Points Program and card-specific offers
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated/reduced-rate categories
- Caps, registration and thresholds
- Airline transfer caps/fees; ANA course fee and 40,000-mile annual cap; partner minimums
- Expiry
- Normally 3 years; after an eligible redemption, ordinary MR can become no-expiry while account remains eligible; some co-brands differ
Using your points
- What points can be used for
- Airline miles; hotel points; card-charge offset; Amex Travel; checkout; gift cards/items/experiences; partner points; donations
- Statement credit or cash
- Point value varies by charge category and MR Plus enrollment
- Shopping and merchants
- Checkout/gift cards/items and partner services
- Airlines and travel
- Many airline partners; ANA/JAL and international programs with varying ratios
- Hotels
- Hotel-program transfers and Amex Travel
- Transit and e-money
- Indirect via statement/merchant uses
- Partner points and gifts
- Airlines, hotels, Rakuten and other current partners
- Investing and charity
- Donations; no general cash withdrawal
- Highest-value route
- A high-value airline/hotel transfer with availability; avoid low-value bill credit without MR Plus
Programme rules published by americanexpress.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Set out on the issuer page
- Insurance
- Premium travel insurance
- Lounges and travel services
- Premium lounges/concierge
- Family cards and ETC
- See official materials
- Networks
- American Express
- Stated eligibility
- Invitation
- Application status
- Invitation only
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| American Express | Varies | Selectable network stated or represented at family level |
Card facts
- Network
- American Express.
- Annual fee
- The issuer does not publish a single annual fee for this card in the reviewed material.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns Membership Rewards.
- Base earning
- It earns Membership Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Membership Rewards sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Premium travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Premium lounges/concierge. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official materials
- ETC card
- See official materials
- Stated eligibility
- Stated eligibility: Invitation. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.