Rakuten Premium Card 楽天プレミアムカード
Rakuten card with travel features · Rakuten Card · Credit cards
An ¥11,000 Rakuten card with a 1% base, published limit up to ¥3,000,000 and Priority Pass — whose value must be judged under current visit limits rather than older unlimited-use assumptions.
Highlights
- Priority Pass under current visit rules
- 1% base with Rakuten Market bonuses
- Published limit up to ¥3,000,000
Things to consider
- Priority Pass visits are now capped, not unlimited
- Carrying a revolving balance overwhelms rewards
Fees: ¥11,000 annual fee; judge Priority Pass value under current visit limits.
Card facts
- Network
- Visa, Mastercard, JCB or American Express.
- Annual fee
- ¥11,000 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Rakuten Points.
- Base earning
- Generally 1 point per ¥100 of eligible use, with conditional Rakuten Market bonuses.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas handling charge (around 3.63% on Rakuten cards); verify the current rate.
- Insurance
- Travel insurance applies under the policy guide with activation, limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Priority Pass is offered subject to the current per-visit rules and any usage cap.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.