UPSIDER Card UPSIDERカード
business card · UPSIDER · Credit cards
UPSIDER Card is a business card from UPSIDER, issued on Visa. The annual fee is free. It earns UPSIDER automatic cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
- No annual fee
- Earns UPSIDER automatic cashback at about 1% base rate
- Expense controls and accounting integrations
- Stated eligibility: Corporations only; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns UPSIDER automatic cashback at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- UPSIDER automatic cashback
- Base earning rate
- 1%
- What a point is worth
- ¥1 of offset per ¥1 cash-back value
Limits up to issuer-approved maximum; granular card controls
Corporations only; rewards and limits vary by merchant/underwriting
How you earn
- Earning rule
- Automatic cash-back rate by merchant/current corporate program
- Extra earning on this card
- Basic 1.0%+ depending on merchant; automatically offsets billing
- Programme bonuses
- Some merchants/categories may receive higher rates
- Spend that earns
- Eligible corporate card spend
- Spend that earns less, or nothing
- Issuer-designated merchants/transactions
- Caps, registration and thresholds
- Corporate-only; rate and eligibility may change
- Expiry
- Applied automatically according to billing rules
Using your points
- What points can be used for
- Automatic reduction of corporate card bill
- Statement credit or cash
- Automatic bill offset
- Shopping and merchants
- No point catalog
- Airlines and travel
- No transfer
- Hotels
- No transfer
- Transit and e-money
- No transfer
- Partner points and gifts
- No transfer
- Investing and charity
- Expense-management integration is a card benefit, not a redemption
- Highest-value route
- Automatic bill offset
Programme rules published by up-sider.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- Fraud-use support; not a travel-benefit card
- Lounges and travel services
- Expense controls and accounting integrations
- Family cards and ETC
- Unlimited virtual/physical cards subject to issuer controls
- Networks
- Visa
- Stated eligibility
- Corporations only
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Corporate-only product |
Card facts
- Network
- Visa.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns UPSIDER automatic cashback.
- Base earning
- It earns UPSIDER automatic cashback at a published base rate of about 1% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- UPSIDER automatic cashback sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Fraud-use support; not a travel-benefit card. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Expense controls and accounting integrations. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Unlimited virtual/physical cards subject to issuer controls
- ETC card
- Unlimited virtual/physical cards subject to issuer controls
- Stated eligibility
- Stated eligibility: Corporations only. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.