JAL Card navi JALカード navi
airline mileage card · JAL Card · Credit cards
JAL Card navi is a airline mileage card from JAL Card, issued on Visa, Mastercard and JCB. The annual fee is free. It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Highlights
- No annual fee
- Earns JAL miles at about 1% base rate
- Travel insurance
Things to consider
- Stated eligibility: 18–29 student; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns JAL miles at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- JAL miles
- Base earning rate
- 1%
- What a point is worth
- Variable; often highest for scarce premium-cabin awards, but taxes/surcharges apply
Best for
Strong student JAL proposition
Watch out for
Must meet student/age conditions
How you earn
- Earning rule
- JAL Card shopping: usually ¥200=1 mile; Shopping Mile Premium generally ¥100=1 mile; special stores double the applicable rate
- Extra earning on this card
- Student mileage benefits
- Programme bonuses
- Flight first-use/annual/tier bonuses; JAL Card special stores; Shopping Mile Premium; card-specific JRE/TOKYU routes
- Spend that earns
- Eligible card shopping and JAL/partner flights
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions; issuer-side points may apply on some co-brands
- Caps, registration and thresholds
- Award seats, blackout/availability and transfer caps vary
- Expiry
- Generally 36 months after accrual month; JAL Card navi miles are unlimited while enrolled as eligible student
Using your points
- What points can be used for
- JAL/oneworld award flights; upgrades; e JAL Points; JAL coupons; products; partner points; donations; card annual fee on eligible cards
- Statement credit or cash
- No general cash bill credit; e JAL Points pay eligible JAL fares/tours
- Shopping and merchants
- JAL coupons, products and partner exchanges
- Airlines and travel
- Core use: JAL/partner flight awards and upgrades
- Hotels
- Hotel awards/partners and travel packages
- Transit and e-money
- Indirect via partner conversion; JAL Card Suica can combine JRE POINT separately
- Partner points and gifts
- Multiple points, vouchers and merchandise
- Investing and charity
- Donations; no general point investment
- Highest-value route
- A flight award with value above the cash-equivalent alternatives and confirmed availability
Programme rules published by jal.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- Travel insurance
- Family cards and ETC
- See official page
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 18–29 student
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Selectable network stated or represented at family level |
| Mastercard | Free | Selectable network stated or represented at family level |
| JCB | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns JAL miles.
- Base earning
- It earns JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- JAL miles sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: 18–29 student. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.