Otona no Kyujitsu Club Middle 大人の休日倶楽部ミドルカード
rail and transit card · Viewcard (JR East) · Credit cards
Otona no Kyujitsu Club Middle is a rail and transit card from JRE Bank / Viewcard, issued on Visa, Mastercard and JCB. The annual fee is ¥2,624 including tax. It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Highlights
- Annual fee ¥2,624 including tax
- Earns JRE POINT at about 0.5% base rate
- Travel insurance
Things to consider
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥2,624 a year.
- Stated eligibility: Age eligibility applies; issuance remains subject to screening.
Fees: The annual fee is ¥2,624 including tax.
Points and rewards
This card earns JRE POINT at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- JRE POINT
- Base earning rate
- 0.5%
- What a point is worth
- 1 point=¥1 for many uses
Best for
Rail discounts for mature travelers
Watch out for
Age/region and ticket conditions
How you earn
- Earning rule
- Card-specific: ordinary View spending often 5 points per ¥1,000; Suica charge/rail products and station facilities can earn more
- Extra earning on this card
- JR East fare discounts for eligible ages
- Programme bonuses
- Suica charge, Mobile Suica, e-ticket, JRE MALL, station-building and annual-spend bonuses by card
- Spend that earns
- Eligible View Card, registered Suica, rail and JRE POINT partner activity
- Spend that earns less, or nothing
- Fees/cash advances; annual-bonus calculations exclude Suica charge, tickets and designated items
- Caps, registration and thresholds
- Rates depend on product, registration, purchase channel and card tier
- Expiry
- Until 2 years after the month of last point-balance change; activity extends ordinary points
Using your points
- What points can be used for
- Suica charge; Suica Green Car tickets; station/JRE POINT checkout; JRE MALL; products; family transfer; airline miles on eligible cards
- Statement credit or cash
- No broad cash statement-credit route
- Shopping and merchants
- JR East station buildings and JRE MALL
- Airlines and travel
- Rail tickets/Green Car; JAL conversion on JAL Card Suica
- Hotels
- JR/travel catalog and merchant use
- Transit and e-money
- Suica charge is a core 1-point=¥1 use
- Partner points and gifts
- Products and card-specific airline conversion
- Investing and charity
- Limited; not a general investment currency
- Highest-value route
- Suica charge or JR East purchase at ¥1 per point; miles only when the card-specific ratio fits
Programme rules published by jrepoint.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥2,624
- Insurance
- Travel insurance
- Family cards and ETC
- See official page
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- Age eligibility applies
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥2,624 | Selectable network stated or represented at family level |
| Mastercard | ¥2,624 | Selectable network stated or represented at family level |
| JCB | ¥2,624 | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is ¥2,624 including tax.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns JRE POINT.
- Base earning
- It earns JRE POINT at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- JRE POINT sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Transit features are part of this card; area, device and top-up conditions are set by the transit operator.
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: Age eligibility applies. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.