Mitsubishi UFJ Card Platinum American Express 三菱UFJカード プラチナ・アメックス

At ¥22,000 with one free family card, among Japan’s lowest-cost cards offering a conventional platinum mix of Priority Pass, concierge, dining benefit and insurance.

Fees: ¥22,000 annual fee including one free family card; a service-value platinum, not a points card.

Card facts

Network

American Express.

Annual fee

¥22,000 including tax; one supplementary family card is included.

Fee waiver

No standing annual fee waiver.

Rewards

Earns Global Points.

Base earning

Around 0.5% base on eligible spend; value is weighted to services, not the base rate.

Bonus conditions

Not confirmed in reviewed official material (not the same as “no”)

Point expiry

Not confirmed in reviewed official material (not the same as “no”)

Redemption

Not confirmed in reviewed official material (not the same as “no”)

Foreign transaction fee

Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.

Insurance

Comprehensive travel insurance and shopping protection apply under the guide with limits and exclusions.

Purchase protection

Not confirmed in reviewed official material (not the same as “no”)

Airport lounge

Priority Pass is offered under current terms.

Transit

Not confirmed in reviewed official material (not the same as “no”)

Digital wallets

Not confirmed in reviewed official material (not the same as “no”)

Family cards

One supplementary family card is included at no extra annual fee.

ETC card

Not confirmed in reviewed official material (not the same as “no”)

Stated eligibility

Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.

Application

Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.

Payment settings

One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.

Revolving payment

Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.

Cash advance

Not confirmed in reviewed official material (not the same as “no”)

Limitations

Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.