Wise
International transfers · Wise · International money
A licensed money-transfer service that uses the mid-market exchange rate with a transparent, upfront fee — often cheaper than bank wires for personal transfers.
Highlights
- Mid-market exchange rate with a visible fee
- Multi-currency account and debit card
- Clear estimate of the recipient amount before sending
Things to consider
- Transfer limits and verification apply to large amounts
- Not a substitute for a Japanese bank account
Fees: Transparent per-transfer fee plus mid-market rate — compare the recipient amount.