ANA Visa General (SMBC) ANA VISA 一般カード
airline mileage card · Sumitomo Mitsui Card · Credit cards
ANA Visa General (SMBC) is a airline mileage card from Sumitomo Mitsui Card, issued on Visa. The annual fee is ¥2,200 including tax. The first year is stated as free. It earns V POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥2,200 including tax
- Earns V POINT / ANA miles at about 0.5% base rate
- Travel insurance
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥2,200 a year.
- Stated eligibility: 18+; issuance remains subject to screening.
Fees: The annual fee is ¥2,200 including tax. The first year is stated as free.
Points and rewards
This card earns V POINT / ANA miles at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- V POINT / ANA miles
- Base earning rate
- 0.5%
- What a point is worth
- Variable; often highest for premium-cabin awards, subject to availability/surcharges
ANA ecosystem
Transfer fees
How you earn
- Earning rule
- Issuer points transfer to ANA or direct miles depending on card; course and transfer fee vary
- Extra earning on this card
- ANA flight bonuses
- Programme bonuses
- Enrollment/renewal and flight bonuses; ANA Card Miles Plus; issuer transfer courses
- Spend that earns
- Eligible card shopping, transfers and ANA/partner flights
- Spend that earns less, or nothing
- Fees/cash advances/designated transactions; transfer eligibility varies by issuer
- Caps, registration and thresholds
- Issuer transfer fees/caps; Amex ANA transfer limit; award availability
- Expiry
- Maximum 36 months after accrual month for standard miles
Using your points
- What points can be used for
- ANA/Star Alliance award flights; upgrades; ANA SKY Coins; Peach points; hotels/cars; ANA shopping/products; partner points; donations
- Statement credit or cash
- No general bill credit; ANA SKY Coins can pay eligible ANA tickets/tours
- Shopping and merchants
- ANA shopping/products and partner rewards
- Airlines and travel
- Core use: ANA/partner flight awards and upgrades
- Hotels
- Hotel awards/partners
- Transit and e-money
- Indirect via partner programs such as Metro/nanaco where eligible
- Partner points and gifts
- SKY Coins, Peach, partner points/products
- Investing and charity
- Donations; no general point investment
- Highest-value route
- Confirmed flight award; otherwise SKY Coins give simpler travel value
Programme rules published by ana.co.jp · smbc-card.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥2,200
- Insurance
- Travel insurance
- Family cards and ETC
- Family/ETC available
- Networks
- Visa
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥2,200 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa.
- Annual fee
- The annual fee is ¥2,200 including tax. The first year is stated as free.
- Fee waiver
- The first year is stated as free.
- Rewards
- Earns V POINT / ANA miles.
- Base earning
- It earns V POINT / ANA miles at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- V POINT / ANA miles sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.