JAL Card (Regular) JALカード（普通）
Entry JAL mileage card · JAL Card · Credit cards
An airline card (first year free, then ¥2,200; the American Express variant costs ¥6,600) earning JAL miles with an initial-flight bonus, 10% boarding bonus and JAL Card Mile Plus; issuer, insurance and fees vary by partner.
Highlights
- Initial-flight and 10% boarding bonuses
- JAL Card Mile Plus on eligible spend
- Optional Shopping Mile Premium upgrade
Things to consider
- Amex and Suica variants have different fees
- Delivery is commonly around three weeks
Fees: First year free, then ¥2,200 (¥6,600 for the American Express variant).
Points and rewards
This card earns JAL miles at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- JAL miles
- Base earning rate
- 0.5%
- What a point is worth
- Variable; often highest for scarce premium-cabin awards, but taxes/surcharges apply
Best for
Entry JAL card
Watch out for
Shopping Mile Premium fee needed for higher shopping earn
How you earn
- Earning rule
- JAL Card shopping: usually ¥200=1 mile; Shopping Mile Premium generally ¥100=1 mile; special stores double the applicable rate
- Extra earning on this card
- Flight bonuses; optional Shopping Mile Premium
- Programme bonuses
- Flight first-use/annual/tier bonuses; JAL Card special stores; Shopping Mile Premium; card-specific JRE/TOKYU routes
- Spend that earns
- Eligible card shopping and JAL/partner flights
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions; issuer-side points may apply on some co-brands
- Caps, registration and thresholds
- Award seats, blackout/availability and transfer caps vary
- Expiry
- Generally 36 months after accrual month; JAL Card navi miles are unlimited while enrolled as eligible student
Using your points
- What points can be used for
- JAL/oneworld award flights; upgrades; e JAL Points; JAL coupons; products; partner points; donations; card annual fee on eligible cards
- Statement credit or cash
- No general cash bill credit; e JAL Points pay eligible JAL fares/tours
- Shopping and merchants
- JAL coupons, products and partner exchanges
- Airlines and travel
- Core use: JAL/partner flight awards and upgrades
- Hotels
- Hotel awards/partners and travel packages
- Transit and e-money
- Indirect via partner conversion; JAL Card Suica can combine JRE POINT separately
- Partner points and gifts
- Multiple points, vouchers and merchandise
- Investing and charity
- Donations; no general point investment
- Highest-value route
- A flight award with value above the cash-equivalent alternatives and confirmed availability
Programme rules published by jal.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥2,200
- Insurance
- Travel insurance
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard · JCB · American Express
- Stated eligibility
- 18+
Conditions to check
- Shopping Mile Premium fee
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥2,200 | Selectable network stated or represented at family level |
| Mastercard | ¥2,200 | Selectable network stated or represented at family level |
| JCB | ¥2,200 | Selectable network stated or represented at family level |
| American Express | ¥6,600 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa, Mastercard, JCB, American Express or Suica variants.
- Annual fee
- First year free, then ¥2,200 including tax; the American Express variant is ¥6,600.
- Fee waiver
- No standing annual fee waiver beyond the first-year offer.
- Rewards
- Earns JAL Mileage Bank miles.
- Base earning
- Approximately 0.5% in miles before optional upgrades (1% with Shopping Mile Premium); initial-flight and 10% boarding bonuses apply.
- Bonus conditions
- Shopping Mile Premium, boarding bonuses and JAL Card Mile Plus have separate charges or eligibility conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use follows the partner issuer’s designated overseas processing charge; verify the current rate.
- Insurance
- Insurance varies by partner issuer under each policy guide with activation, limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.