Rakuten Black Card 楽天ブラックカード
Rakuten top-tier premium card · Rakuten Card · Credit cards
An access-gated ¥33,000 Rakuten premium card with travel, dining, concierge-style and family-card benefits, aimed at very heavy Rakuten spenders.
Highlights
- Premium travel, dining and concierge-style benefits
- Multiple family cards
- Priority Pass under current terms
Things to consider
- Access is gated by Premium tenure and high spend
- Meeting the access condition does not guarantee issuance
Fees: ¥33,000 annual fee; access is gated and issuance is not guaranteed.
Card facts
- Network
- Visa, Mastercard, JCB or American Express.
- Annual fee
- ¥33,000 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Rakuten Points.
- Base earning
- Generally 1 point per ¥100 of eligible use, with conditional Rakuten ecosystem bonuses.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas handling charge (around 3.63% on Rakuten cards); verify the current rate.
- Insurance
- Premium travel insurance applies under the policy guide with activation, limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Priority Pass and additional lounge access are offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Multiple family cards are available under issuer conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.