Saison Platinum American Express セゾンプラチナ・アメックス
Mid-priced travel platinum · Credit Saison · Credit cards
A ¥33,000 American Express platinum with Priority Pass, concierge, travel and dining services and mileage-conversion options.
Highlights
- Priority Pass and concierge
- Mileage-conversion options (e.g. JAL)
- Mid-price platinum positioning
Things to consider
- American Express acceptance is narrower than Visa/Mastercard
- Mileage value varies by conversion choice
Fees: ¥33,000 annual fee; strong mid-price travel card with mileage options.
Points and rewards
This card earns Permanent Points / JAL miles at a published base rate of 0.75% on eligible use, before exclusions and rounding.
- Points programme
- Permanent Points / JAL miles
- Base earning rate
- 0.75%
- What a point is worth
- Up to about ¥5 per point; bill credit is commonly 200 points→¥900
Best for
JAL mileage and premium travel
Watch out for
SAISON MILE CLUB conditions and fees must be checked
How you earn
- Earning rule
- 1 point per ¥1,000 of monthly eligible spend on standard cards; Saison Amex/tier multipliers vary
- Extra earning on this card
- Domestic/overseas points 2x; JAL mile rate up to 1.125% with registration
- Programme bonuses
- Saison Point Mall up to advertised multipliers; card-specific domestic/overseas multipliers; eligible cards may use SAISON MILE CLUB
- Spend that earns
- Eligible shopping aggregated monthly
- Spend that earns less, or nothing
- Cash advances, interest/fees and designated transactions; some payments earn at reduced/no rate
- Caps, registration and thresholds
- Mall, QUICPay and mileage programs can have enrollment fees, caps or card restrictions
- Expiry
- No expiry while account remains eligible
Using your points
- What points can be used for
- Bill credit; gift cards/e-gifts; merchandise; ANA/JAL miles; partner points; donations; point investment/management
- Statement credit or cash
- 200 points→¥900 on the standard points-to-bill route
- Shopping and merchants
- Gift cards/e-gifts and partner shopping rewards
- Airlines and travel
- ANA/JAL transfer; SAISON MILE CLUB on eligible cards
- Hotels
- Travel and hotel-related catalog/partner awards
- Transit and e-money
- Partner/e-money routes depend on current catalog
- Partner points and gifts
- Multiple partner points and gift cards
- Investing and charity
- Permanent Point investment/management and donations
- Highest-value route
- A 5-yen-equivalent reward or an eligible JAL-mile route; bill credit is simpler but lower value
Programme rules published by saisoncard.co.jp · jal.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥33,000
- Insurance
- Travel insurance
- Lounges and travel services
- Airport lounge benefits
- Family cards and ETC
- Family/ETC available
- Networks
- American Express
- Stated eligibility
- See official page
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| American Express | ¥33,000 | Selectable network stated or represented at family level |
Card facts
- Network
- American Express.
- Annual fee
- ¥33,000 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Permanent Points with mileage-conversion options.
- Base earning
- Around 0.75% base accrual; value varies with the selected mileage or redemption choice.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Comprehensive travel insurance and shopping protection apply under the guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Priority Pass is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.