JAL Card Suica JALカード Suica
Airline card with integrated Suica · JAL Card · Credit cards
A JAL Card issued with JR East that combines JAL Mileage Bank mile-earning with an integrated Suica, letting cardholders earn JAL miles and, via JRE POINT, top up Suica. An annual fee applies.
Highlights
- Earns JAL Mileage Bank miles
- Integrated Suica with JRE POINT top-up
- Optional shopping-mile program for a higher earn rate
Things to consider
- An annual fee applies; the shopping-mile program costs extra
- Best for people who both fly JAL and use Suica
Fees: An annual fee applies; an optional shopping-mile program costs extra. Verify current amounts.
Points and rewards
This card earns JAL miles / JRE POINT at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- JAL miles / JRE POINT
- Base earning rate
- 0.5%
- What a point is worth
- 1 point=¥1 for many uses
Best for
Useful for JAL flyers in JR East area
Watch out for
Two-point-system complexity; no WAON route
How you earn
- Earning rule
- Card-specific: ordinary View spending often 5 points per ¥1,000; Suica charge/rail products and station facilities can earn more
- Extra earning on this card
- JAL mileage plus Suica/JR East benefits
- Programme bonuses
- Suica charge, Mobile Suica, e-ticket, JRE MALL, station-building and annual-spend bonuses by card
- Spend that earns
- Eligible View Card, registered Suica, rail and JRE POINT partner activity
- Spend that earns less, or nothing
- Fees/cash advances; annual-bonus calculations exclude Suica charge, tickets and designated items
- Caps, registration and thresholds
- Rates depend on product, registration, purchase channel and card tier
- Expiry
- Until 2 years after the month of last point-balance change; activity extends ordinary points
Using your points
- What points can be used for
- Suica charge; Suica Green Car tickets; station/JRE POINT checkout; JRE MALL; products; family transfer; airline miles on eligible cards
- Statement credit or cash
- No broad cash statement-credit route
- Shopping and merchants
- JR East station buildings and JRE MALL
- Airlines and travel
- Rail tickets/Green Car; JAL conversion on JAL Card Suica
- Hotels
- JR/travel catalog and merchant use
- Transit and e-money
- Suica charge is a core 1-point=¥1 use
- Partner points and gifts
- Products and card-specific airline conversion
- Investing and charity
- Limited; not a general investment currency
- Highest-value route
- Suica charge or JR East purchase at ¥1 per point; miles only when the card-specific ratio fits
Programme rules published by jrepoint.jp · jal.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥2,200
- Insurance
- Travel insurance
- Family cards and ETC
- Family/ETC available
- Networks
- JCB
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| JCB | ¥2,200 | Selectable network stated or represented at family level |
Card facts
- Network
- JCB.
- Annual fee
- An annual fee applies to the primary card; verify the current amount and any first-year conditions.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns JAL Mileage Bank miles.
- Base earning
- Miles accrue on eligible card use under JAL Card rules; an optional shopping-mile program raises the earn rate for an extra fee. Exclusions apply.
- Bonus conditions
- Flight bonuses and the shopping-mile program require enrollment or the stated conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance is conditional; activation, covered persons, limits and exclusions follow the guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Integrated Suica supports Suica top-up via JRE POINT under JR East rules; area and device conditions apply.
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.