Jizile Jizile（ジザイル）
everyday card · Mitsubishi UFJ NICOS · Credit cards
Jizile is a everyday card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is free. It earns Global Points at a published base rate of about 1.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
Highlights
- No annual fee
- Earns Global Points at about 1.5% base rate
- Family/ETC available
Things to consider
- Stated eligibility: 18+; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns Global Points at a published base rate of 1.5% on eligible use, before exclusions and rounding.
- Points programme
- Global Points
- Base earning rate
- 1.5%
- What a point is worth
- Up to ¥5 per point; cash back is 1 point→¥4
Best for
Higher advertised return
Watch out for
Revolving-payment-only; interest risk
How you earn
- Earning rule
- 1 point per ¥1,000 monthly eligible spend; point value up to ¥5 depending on redemption
- Extra earning on this card
- Advertised 3x points
- Programme bonuses
- Eligible merchants up to advertised maximum; Global PLUS monthly-spend bonuses on eligible tiers
- Spend that earns
- Eligible shopping aggregated monthly
- Spend that earns less, or nothing
- Service fees, annual fees, cash advances/loans, interest and designated e-money charges
- Caps, registration and thresholds
- Maximum merchant rate needs multiple conditions and spending caps; card-level aggregation
- Expiry
- 2 years from award month; Platinum 3 years
Using your points
- What points can be used for
- Global Point Wallet at 1 point=¥5 (100-point units); cash back; Ponta/Rakuten/nanaco/WAON/d points; JAL miles; investment; donations; merchandise
- Statement credit or cash
- 1 point→¥4 cash back
- Shopping and merchants
- Global Point Wallet and partner-point conversions
- Airlines and travel
- JAL miles and travel-related catalog options
- Hotels
- Indirect via wallet/partner use
- Transit and e-money
- Wallet/partner e-money uses; direct rules vary
- Partner points and gifts
- Ponta 200→800, Rakuten 200→600 and other published routes
- Investing and charity
- STOCKPOINT for MUFG and charity
- Highest-value route
- Global Point Wallet/5-yen merchandise if useful; cash back is simpler at 4 yen
Programme rules published by cr.mufg.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | Free | Selectable network stated or represented at family level |
| Mastercard | Free | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa and Mastercard. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns Global Points.
- Base earning
- It earns Global Points at a published base rate of about 1.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Global Points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.