ANA Visa/Master Wide Gold Card ANA VISA/マスター ワイドゴールドカード
Frequent-flyer ANA gold card · ANA (issued by Sumitomo Mitsui Card) · Credit cards
An ¥15,400 ANA gold card with a 2,000-mile joining bonus, 25% boarding bonus, lounges, insurance and stronger mile-conversion economics than the general card.
Highlights
- 2,000-mile joining and 25% boarding bonus
- Airport lounges and insurance
- Stronger mile-conversion economics
Things to consider
- Best with meaningful ANA flight activity
- Infrequent flyers may prefer flexible points/cashback
Fees: ¥15,400 annual fee; 2,000-mile joining bonus and 25% boarding bonus.
Points and rewards
This card earns ANA miles at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- ANA miles
- Base earning rate
- 1%
- What a point is worth
- Variable; often highest for premium-cabin awards, subject to availability/surcharges
Best for
Popular ANA gold route
Watch out for
Fee discounts and transfer rules change
How you earn
- Earning rule
- Issuer points transfer to ANA or direct miles depending on card; course and transfer fee vary
- Extra earning on this card
- Higher flight bonuses; mile transfer typically included
- Programme bonuses
- Enrollment/renewal and flight bonuses; ANA Card Miles Plus; issuer transfer courses
- Spend that earns
- Eligible card shopping, transfers and ANA/partner flights
- Spend that earns less, or nothing
- Fees/cash advances/designated transactions; transfer eligibility varies by issuer
- Caps, registration and thresholds
- Issuer transfer fees/caps; Amex ANA transfer limit; award availability
- Expiry
- Maximum 36 months after accrual month for standard miles
Using your points
- What points can be used for
- ANA/Star Alliance award flights; upgrades; ANA SKY Coins; Peach points; hotels/cars; ANA shopping/products; partner points; donations
- Statement credit or cash
- No general bill credit; ANA SKY Coins can pay eligible ANA tickets/tours
- Shopping and merchants
- ANA shopping/products and partner rewards
- Airlines and travel
- Core use: ANA/partner flight awards and upgrades
- Hotels
- Hotel awards/partners
- Transit and e-money
- Indirect via partner programs such as Metro/nanaco where eligible
- Partner points and gifts
- SKY Coins, Peach, partner points/products
- Investing and charity
- Donations; no general point investment
- Highest-value route
- Confirmed flight award; otherwise SKY Coins give simpler travel value
Programme rules published by ana.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥15,400
- Insurance
- Travel insurance
- Lounges and travel services
- Domestic lounges
- Family cards and ETC
- Family/ETC available
- Networks
- Visa
- Stated eligibility
- 20+ with stable income
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥15,400 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa or Mastercard.
- Annual fee
- ¥15,400 including tax; eligible statement/payment discounts may apply.
- Fee waiver
- No standing waiver, though eligible payment settings may reduce the fee.
- Rewards
- Earns ANA Mileage Club miles (via V Points conversion course).
- Base earning
- Approximately 1 mile per ¥100 under the relevant conversion course, with a 2,000-mile joining bonus and 25% boarding bonus.
- Bonus conditions
- Mile conversion course, boarding bonus and ANA Card Mile Plus have separate fees or conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas processing charge (around 3.63% on mainstream Visa/Mastercard products); verify the current rate.
- Insurance
- Travel insurance applies under the gold policy guide with activation, limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Complimentary airport lounges are offered on the gold tier under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.