d Card PLATINUM dカード PLATINUM
Heavy-Docomo platinum card · NTT DOCOMO · Credit cards
A ¥29,700 platinum that can earn up to 20% on eligible docomo charges (rate depends on prior monthly shopping), premium lounges and up to ¥200,000 mobile-phone protection.
Highlights
- Up to 20% on eligible docomo charges
- Premium lounges
- Up to ¥200,000 mobile-phone protection
Things to consider
- The 20% tier needs high monthly card spend
- Hard to justify without heavy docomo and card use
Fees: ¥29,700 annual fee; the earn rate on docomo charges depends on prior monthly spend.
Card facts
- Network
- Visa or Mastercard.
- Annual fee
- ¥29,700 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns d POINT.
- Base earning
- Generally about 1% on eligible shopping; the docomo-charge rate is up to 20% by prior monthly-spend tier (e.g. 20% ≥ ¥200k, 15% ¥100k–¥200k, 10% below ¥100k).
- Bonus conditions
- The tiered telecom reward depends on prior monthly shopping and detailed eligibility rules.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Premium travel insurance and up to ¥200,000 mobile-phone protection apply under the guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Premium domestic and partner lounge access is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.