Diners Club Card ダイナースクラブカード
Dining and travel charge card · Sumitomo Mitsui Trust Club · Credit cards
A ¥29,700 Diners Club card known for strong dining, travel and lounge services and an individualized spending limit rather than a uniform published ceiling; better as part of a multi-card wallet.
Highlights
- Strong dining and travel privileges
- Airport lounges
- Individualized (not preset) spending limit
Things to consider
- Diners acceptance is narrower than Visa/Mastercard
- Best as part of a multi-card wallet
Fees: ¥29,700 annual fee; strong dining, travel and lounge services.
Points and rewards
This card earns Diners Club Rewards. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- Diners Club Rewards
- What a point is worth
- Variable; bill credit is 100 points→¥30 with a 10,000-point minimum
Best for
Dining-focused premium card
Watch out for
Acceptance and 2026 service/fee changes
How you earn
- Earning rule
- Generally 1 point per ¥100 eligible spend; reduced/excluded categories apply
- Extra earning on this card
- Dining and travel benefits
- Programme bonuses
- Premium-card earning and mileage transfer options; campaigns
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated/reduced-rate transactions
- Caps, registration and thresholds
- Mileage transfer fees/caps and card-specific rules
- Expiry
- No expiry while membership remains valid
Using your points
- What points can be used for
- Bill credit; annual fee; airline miles; partner points; gift cards; products and experiences
- Statement credit or cash
- 100 points→¥30, minimum 10,000 points
- Shopping and merchants
- Gift cards, products and experiences
- Airlines and travel
- Airline mileage partners and travel rewards
- Hotels
- Hotel/travel items and partners
- Transit and e-money
- Limited indirect routes
- Partner points and gifts
- Miles and partner-point/gift routes
- Investing and charity
- Donations may be offered; check catalog
- Highest-value route
- A mileage/annual-fee/item route with better value than the 0.3-yen bill credit
Programme rules published by diners.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥29,700
- Insurance
- Travel insurance
- Lounges and travel services
- Airport lounges
- Family cards and ETC
- Family available
- Networks
- Diners Club
- Stated eligibility
- Issuer screening; age/income criteria not fully published
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Diners Club | ¥29,700 | Selectable network stated or represented at family level |
Card facts
- Network
- Diners Club.
- Annual fee
- ¥29,700 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Diners Club Reward Points.
- Base earning
- Reward value is redemption-dependent; the card’s value is weighted to dining, travel and lounge services.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current rate.
- Insurance
- Comprehensive travel insurance applies under the policy guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport lounge access is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.