To Me Card Prime PASMO To Me CARD Prime PASMO
rail and transit card · Tokyo Metro · Credit cards
To Me Card Prime PASMO is a rail and transit card from Tokyo Metro, issued on Visa, Mastercard and JCB. The annual fee is ¥2,200 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns Metro Points / issuer points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥2,200 including tax
- Earns Metro Points / issuer points at about 0.5% base rate
- Travel insurance by issuer
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥2,200 a year.
- Stated eligibility: 18+; issuance remains subject to screening.
Fees: The annual fee is ¥2,200 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
Points and rewards
This card earns Metro Points / issuer points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Metro Points / issuer points
- Base earning rate
- 0.5%
- What a point is worth
- 1 point=¥1 for PASMO charge
Tokyo Metro commuter benefits
Network issuers and waiver conditions differ
How you earn
- Earning rule
- Ride-frequency, electronic-money and To Me Card-specific earning after registration
- Extra earning on this card
- Tokyo Metro ride points and PASMO auto-charge
- Programme bonuses
- Member-rank ride bonuses and To Me Card-specific routes
- Spend that earns
- Registered PASMO/To Me Card activities
- Spend that earns less, or nothing
- Unregistered or ineligible transit/merchant activity
- Caps, registration and thresholds
- Registration required; transfer ratios depend on To Me Card type
- Expiry
- Points earned Apr–Mar expire at the end of March two years later (maximum 2 years)
Using your points
- What points can be used for
- PASMO charge; ANA miles; nanaco points; family transfer for eligible To Me Card users
- Statement credit or cash
- No card bill credit
- Shopping and merchants
- PASMO after charge
- Airlines and travel
- ANA miles; Tokyo Metro rides
- Hotels
- Indirect via ANA
- Transit and e-money
- Core use is PASMO charge
- Partner points and gifts
- ANA and nanaco
- Investing and charity
- No
- Highest-value route
- PASMO at ¥1 per point, or ANA using an eligible favorable To Me Card rate
Programme rules published by to-me-card.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥2,200
- Insurance
- Travel insurance by issuer
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard · JCB
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥2,200 | Selectable network stated or represented at family level |
| Mastercard | ¥2,200 | Selectable network stated or represented at family level |
| JCB | ¥2,200 | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa, Mastercard and JCB. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is ¥2,200 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
- Fee waiver
- The first year is stated as free. A waiver is stated for the conditions on the issuer page; confirm the exact threshold.
- Rewards
- Earns Metro Points / issuer points.
- Base earning
- It earns Metro Points / issuer points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Metro Points / issuer points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance by issuer. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Transit features are part of this card; area, device and top-up conditions are set by the transit operator.
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.