Luxury Card Mastercard Black ラグジュアリーカード ブラック
Concierge and networking premium · Luxury Card (Aplus) · Credit cards
A ¥110,000 World Elite Mastercard raising the public base return to about 1.25%, with enhanced concierge, dining, limousine and networking benefits and metal construction.
Highlights
- ~1.25% base return
- Enhanced concierge, dining and limousine benefits
- World Elite Mastercard, metal card
Things to consider
- 1.25% alone cannot justify the fee
- Value comes from substantial benefit use
Fees: ¥110,000 annual fee; ~1.25% base plus premium services.
Card facts
- Network
- Mastercard (World Elite).
- Annual fee
- ¥110,000 including tax for the primary card.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns Luxury Card reward points.
- Base earning
- About 1.25% base; cashback generally redeems at 1 point to ¥1, while mileage conversion differs.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current rate.
- Insurance
- Comprehensive travel insurance applies under the policy guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Priority Pass and premium lounge access are offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.