MoneyInJapan

JCB Gold JCBゴールド

Mainstream domestic gold card · JCB · Credit cards

English support: No

A conventional ¥11,000 gold JCB (first year free for qualifying new online applicants) with domestic airport lounges, insurance and lifestyle discounts; paid LoungeKey access is separate from a full Priority Pass package.

Highlights

  • Domestic airport lounges and travel insurance
  • First year free for qualifying new online applications
  • Club Off-style lifestyle discounts
Things to consider
  • Modest ~0.5% base reward
  • Paid LoungeKey is not a full complimentary Priority Pass

Fees: ¥11,000 annual fee; first year can be free for qualifying new online applications.

Card facts

Network
JCB.
Annual fee
¥11,000 including tax; first year free for qualifying new online applications.
Fee waiver
No standing annual waiver beyond the first-year offer for qualifying applications.
Rewards
Earns Oki Doki points under the JCB program.
Base earning
Around 0.5% base accrual on eligible spend before partner and campaign uplifts; exclusions apply.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
Not confirmed in reviewed official material (not the same as “no”)
Foreign transaction fee
JCB applies its designated overseas processing charge (published around 1.60%) on foreign-currency use; verify the current rate.
Insurance
Travel insurance and shopping protection apply under the policy guide with activation, limits and exclusions.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Complimentary domestic airport lounges plus paid LoungeKey overseas access are offered.
Transit
Not confirmed in reviewed official material (not the same as “no”)
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family cards are available under the issuer fee and eligibility conditions.
ETC card
Not confirmed in reviewed official material (not the same as “no”)
Stated eligibility
Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.

Sources