GDO Gold Card GDOカード（ゴールド）
Gold travel card · Mitsubishi UFJ NICOS · Credit cards
GDO Gold Card is a Gold travel card from Mitsubishi UFJ NICOS, issued on Visa and Mastercard. The annual fee is ¥15,746 including tax. It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥15,746 including tax
- Earns GDO Points
- Airport lounges
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥15,746 a year.
- Stated eligibility: 20+; issuance remains subject to screening.
Fees: The annual fee is ¥15,746 including tax.
Points and rewards
This card earns GDO Points. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- GDO Points
Golf-focused premium card
Unusual fee; quantify golf savings
How you earn
- Earning rule
- Card- and store-specific points on eligible purchases
- Extra earning on this card
- Golf and premium travel benefits
- Programme bonuses
- Retailer purchase rates, bonus dates/items, member tiers and campaigns
- Spend that earns
- Eligible card and retailer purchases
- Spend that earns less, or nothing
- Fees, cash advances and retailer-designated products/brands
- Caps, registration and thresholds
- Store, sale, product and annual-spend conditions
- Expiry
- Program-specific; check account display
Using your points
- What points can be used for
- Issuing retailer checkout; gift certificates/items; some partner points or miles depending on program
- Statement credit or cash
- Usually no broad bill credit
- Shopping and merchants
- Core use is the named retailer/ecosystem
- Airlines and travel
- Only where an airline/partner route is published
- Hotels
- Indirect
- Transit and e-money
- Indirect
- Partner points and gifts
- Program-specific exchange catalog
- Investing and charity
- Usually none
- Highest-value route
- Use at the issuing retailer at full face value before expiry
Programme rules published by cr.mufg.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥15,746
- Insurance
- Travel insurance
- Lounges and travel services
- Airport lounges
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · Mastercard
- Stated eligibility
- 20+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥15,746 | Selectable network stated or represented at family level |
| Mastercard | ¥15,746 | Selectable network stated or represented at family level |
Card facts
- Network
- Selectable networks: Visa and Mastercard. Benefits and the issuing company can differ by network.
- Annual fee
- The annual fee is ¥15,746 including tax.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns GDO Points.
- Base earning
- It earns GDO Points; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- GDO Points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport lounges. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC available
- ETC card
- Family/ETC available
- Stated eligibility
- Stated eligibility: 20+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.