American Express (Japan) アメックス
Annual-fee rewards card · American Express International · Credit cards
The canonical record represents the American Express Green Card in Japan, with Membership Rewards and conditional benefits documented by the issuer.
Highlights
- English-language service and application
- Travel insurance and airport-lounge access on eligible cards
- Transferable membership rewards points
Things to consider
- Annual fees can be significant — justify with actual usage
- Acceptance is narrower than Visa/Mastercard at small merchants
Fees: Annual fee varies by card tier — compare against the benefits you will use.
Points and rewards
This card earns Membership Rewards at a published base rate of 0.3% on eligible use, before exclusions and rounding.
- Points programme
- Membership Rewards
- Base earning rate
- 0.3%
- What a point is worth
- Highly variable; Membership Rewards Plus improves many rates
Best for
Entry Amex lifestyle card
Watch out for
Base cash-equivalent value depends heavily on redemption
How you earn
- Earning rule
- Generally 1 point per ¥100 eligible spend; some categories are reduced/excluded; partner cards may use a different currency
- Extra earning on this card
- Partner bonuses/optional Membership Rewards Plus
- Programme bonuses
- Bonus Points Program and card-specific offers
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated/reduced-rate categories
- Caps, registration and thresholds
- Airline transfer caps/fees; ANA course fee and 40,000-mile annual cap; partner minimums
- Expiry
- Normally 3 years; after an eligible redemption, ordinary MR can become no-expiry while account remains eligible; some co-brands differ
Using your points
- What points can be used for
- Airline miles; hotel points; card-charge offset; Amex Travel; checkout; gift cards/items/experiences; partner points; donations
- Statement credit or cash
- Point value varies by charge category and MR Plus enrollment
- Shopping and merchants
- Checkout/gift cards/items and partner services
- Airlines and travel
- Many airline partners; ANA/JAL and international programs with varying ratios
- Hotels
- Hotel-program transfers and Amex Travel
- Transit and e-money
- Indirect via statement/merchant uses
- Partner points and gifts
- Airlines, hotels, Rakuten and other current partners
- Investing and charity
- Donations; no general cash withdrawal
- Highest-value route
- A high-value airline/hotel transfer with availability; avoid low-value bill credit without MR Plus
Programme rules published by americanexpress.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥13,200
- Insurance
- Travel insurance subject to use
- Lounges and travel services
- Airport lounge benefit subject to terms
- Family cards and ETC
- Family card fee applies
- Networks
- American Express
- Stated eligibility
- 20+ guideline / screening
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| American Express | ¥13,200 | Selectable network stated or represented at family level |
Card facts
- Network
- American Express.
- Annual fee
- The Green Card uses a monthly membership fee; verify the current amount on the product page.
- Fee waiver
- No general fee waiver is represented in this record.
- Rewards
- Membership Rewards.
- Base earning
- Points accrue under Membership Rewards rules; exclusions and merchant-specific rates apply.
- Bonus conditions
- Membership Rewards Plus and acquisition campaigns have separate enrollment, fee, and award conditions.
- Point expiry
- Point-expiry treatment depends on program enrollment and activity under current Membership Rewards terms.
- Redemption
- Options include eligible payment credits, travel bookings, items, and partner transfers, each with its own rate and minimum.
- Foreign transaction fee
- Foreign-currency transactions include the conversion/processing charge stated in the member terms; verify the current percentage.
- Insurance
- Travel insurance is conditional; covered persons, activation, limits, and exclusions are defined in the insurance guide.
- Purchase protection
- Purchase and fraud protections are governed by their own eligibility, claim, limit, and exclusion terms.
- Airport lounge
- Airport-lounge benefits are limited to named facilities and current access/guest conditions.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Supported digital wallets depend on device, merchant, and issuer terms.
- Family cards
- Additional/family cards are available under the current fee and eligibility terms.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated requirements and screening; English service does not imply approval.
- Application
- Apply through the official product application. Acquisition offers are separate campaign records, not enduring facts.
- Payment settings
- Payment methods and any installment service are governed by member/service terms; confirm the selected setting.
- Revolving payment
- Do not assume revolving availability or cost from another issuer; consult the current Amex Japan payment-service disclosure.
- Cash advance
- No cash-advance availability is asserted in this record.
- Limitations
- This record represents the Green Card variant, not every Amex Japan card. Fees, benefits, acceptance, and campaigns change.