Cosmo The Card House コスモ・ザ・カード・ハウス
fuel card · Cosmo Oil Marketing · Credit cards
Cosmo The Card House is a fuel card from Cosmo Oil Marketing, issued on House card (no international network). The annual fee is free. It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- No annual fee
- Earns Fuel discount
- Family/ETC terms
- Stated eligibility: 18+; issuance remains subject to screening.
- Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.
Fees: The annual fee is free.
Points and rewards
This card earns Fuel discount. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- Fuel discount
Fuel specialist
Limited acceptance
How you earn
- Earning rule
- See card-specific official page; earning unit varies
- Extra earning on this card
- Cosmo Oil fuel pricing/benefits
- Programme bonuses
- Card-specific merchant, annual-spend and campaign benefits
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and issuer-designated transactions
- Caps, registration and thresholds
- Merchant, campaign, registration and annual-spend caps may apply
Using your points
- What points can be used for
- Card/program-specific merchant use, statement credit, partner points, miles, gift items or cash back as published
- Statement credit or cash
- Check official program
- Shopping and merchants
- Check official program
- Airlines and travel
- Check mileage/travel partners
- Hotels
- Check hotel/travel partners
- Transit and e-money
- Check e-money/transit routes
- Partner points and gifts
- Check current exchange catalog
- Investing and charity
- Check investment/donation routes
- Highest-value route
- Use the highest-value route that matches actual spending; avoid valuing unusable transfers at face value
Programme rules published by cosmo-thecard.com · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- Free
- Insurance
- See official page
- Family cards and ETC
- Family/ETC terms
- Networks
- House card (no international network)
- Stated eligibility
- 18+
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| House card (no international network) | Free | Selectable network stated or represented at family level |
Card facts
- Network
- House card (no international network).
- Annual fee
- The annual fee is free.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns Fuel discount.
- Base earning
- It earns Fuel discount; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Fuel discount sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- See official page. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/ETC terms
- ETC card
- Family/ETC terms
- Stated eligibility
- Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.