JQ Card Epos Gold JQ CARD エポスゴールド
Gold points card · Marui (Epos) · Credit cards
JQ Card Epos Gold is a Gold points card from Epos Card, issued on Visa. The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold. It earns Epos Points / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥5,000 including tax
- Earns Epos Points / JR Kyushu Q points at about 0.5% base rate
- Domestic lounges
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥5,000 a year.
- Stated eligibility: 20+ / conditions; issuance remains subject to screening.
Fees: The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold.
Points and rewards
This card earns Epos Points / JR Kyushu Q points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Epos Points / JR Kyushu Q points
- Base earning rate
- 0.5%
- What a point is worth
- Often 1 point=¥1 for Marui discount/prepaid/bill uses
Strong point-transfer utility
Application route and selected-shop changes
How you earn
- Earning rule
- Usually 1 point per ¥200 eligible spend; Gold/Platinum annual and selected-shop bonuses differ
- Extra earning on this card
- Point exchange and JR Kyushu benefits
- Programme bonuses
- Gold selected shops and annual bonuses; Platinum annual bonus; collaboration-card benefits
- Spend that earns
- Eligible shopping
- Spend that earns less, or nothing
- Cash advances, fees, designated credit contracts, gift-certificate purchases and listed merchants
- Caps, registration and thresholds
- Selected shops/annual bonuses and card-specific thresholds
- Expiry
- General: 2 years from award, extendable when near expiry; Gold/Platinum: no expiry
Using your points
- What points can be used for
- Marui discount; Epos Visa Prepaid; card bill reduction; gift cards/e-gifts; ANA/JAL/partner points; merchandise; donations; tsumiki investment
- Statement credit or cash
- Reduce eligible card payment with points
- Shopping and merchants
- Marui, prepaid Visa, gift cards and e-gifts
- Airlines and travel
- ANA/JAL transfer; travel insurance is a separate card benefit
- Hotels
- Indirect via prepaid/gifts/partners
- Transit and e-money
- Prepaid Visa and selected partner routes
- Partner points and gifts
- Airline and multiple loyalty programs
- Investing and charity
- tsumiki securities/investment and donations
- Highest-value route
- 1-yen bill/Marui/prepaid use, or an airline transfer with a planned redemption
Programme rules published by eposcard.co.jp · eposcard.co.jp · jrkyushu.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥5,000
- Insurance
- Travel insurance
- Lounges and travel services
- Domestic lounges
- Family cards and ETC
- See official page
- Networks
- Visa
- Stated eligibility
- 20+ / conditions
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥5,000 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa.
- Annual fee
- The annual fee is ¥5,000 including tax. A stated waiver condition can remove it — check the exact threshold.
- Fee waiver
- A waiver is stated for the conditions on the issuer page; confirm the exact threshold.
- Rewards
- Earns Epos Points / JR Kyushu Q points.
- Base earning
- It earns Epos Points / JR Kyushu Q points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Epos Points / JR Kyushu Q points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Domestic lounges. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- See official page
- ETC card
- See official page
- Stated eligibility
- Stated eligibility: 20+ / conditions. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.