Orico Card THE POINT PREMIUM GOLD オリコカード・ザ・ポイント プレミアムゴールド

For ¥1,986 it keeps the 1% base and six-month 2% offer while adding 1% at Orico Mall and 0.5% on eligible iD/QUICPay use; among the least expensive cards branded “Gold.”

Fees: ¥1,986 annual fee; one of the least expensive Gold cards.

Card facts

Network

Mastercard or JCB.

Annual fee

¥1,986 including tax for the primary card.

Fee waiver

No standing annual fee waiver.

Rewards

Earns Orico Points.

Base earning

1% base with a six-month 2% period, plus 1% at Orico Mall and 0.5% on eligible iD/QUICPay use; exclusions apply.

Bonus conditions

Electronic-money and mall uplifts have payment-method, merchant and period conditions.

Point expiry

Not confirmed in reviewed official material (not the same as “no”)

Redemption

Not confirmed in reviewed official material (not the same as “no”)

Foreign transaction fee

Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.

Insurance

Travel and shopping protection are conditional and follow the current guide with limits and exclusions.

Purchase protection

Not confirmed in reviewed official material (not the same as “no”)

Airport lounge

Not confirmed in reviewed official material (not the same as “no”)

Transit

Not confirmed in reviewed official material (not the same as “no”)

Digital wallets

Not confirmed in reviewed official material (not the same as “no”)

Family cards

Family cards are available under the issuer fee and eligibility conditions.

ETC card

Not confirmed in reviewed official material (not the same as “no”)

Stated eligibility

Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.

Application

Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.

Payment settings

One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.

Revolving payment

Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.

Cash advance

Not confirmed in reviewed official material (not the same as “no”)

Limitations

Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.