Epos Gold Card エポスゴールドカード
Optimizable fee-waivable gold · Marui (Epos) · Credit cards
A ¥5,000 gold Visa that becomes permanently free by invitation, family-gold referral or ¥500,000 of qualifying annual spend — one of Japan’s most optimizable cards through selected-shop bonuses and annual awards.
Highlights
- Permanent waiver at just ¥500,000 annual spend
- Selected-shop bonuses (choose 3 categories)
- Annual-spend point awards and domestic lounges
Things to consider
- Optimizing requires directing spend to selected categories
- Some transactions are excluded from qualifying spend
Fees: ¥5,000 annual fee, permanently waived by invitation or after ¥500,000 of qualifying annual spend.
Card facts
- Network
- Visa.
- Annual fee
- ¥5,000 for direct applicants; permanently free by invitation, family-gold referral or ¥500,000 qualifying annual spend.
- Fee waiver
- Permanently waived once qualifying annual spend reaches ¥500,000, or via invitation/family-gold referral.
- Rewards
- Earns Epos Points.
- Base earning
- Around 0.5% base plus selected-shop uplifts and annual-spend bonus points; exclusions apply.
- Bonus conditions
- Selected-shop 3x, annual-spend bonuses and campaigns require registration or reaching a spend threshold.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas handling charge (around 3.85% on Epos cards); verify the current rate.
- Insurance
- Travel insurance is subject to activation, limits and exclusions in the current guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Complimentary domestic airport lounges are offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Not confirmed in reviewed official material (not the same as “no”)
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.