Diners Club Business Card ダイナースクラブ ビジネスカード
Premium business card · Sumitomo Mitsui Trust Club · Credit cards
Diners Club Business Card is a Premium business card from Diners Club, issued on Diners Club. The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying. It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages. Checked against the issuer's official lineup and product page on 2026-08-13.
- Annual fee ¥29,700 including tax
- Earns Diners Club Rewards
- Airport lounges
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥29,700 a year.
- Stated eligibility: Business owners; issuance remains subject to screening.
Fees: The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying.
Points and rewards
This card earns Diners Club Rewards. The issuer sets the earning rule, the exclusions and the rounding.
- Points programme
- Diners Club Rewards
- What a point is worth
- Variable; bill credit is 100 points→¥30 with a 10,000-point minimum
Owner-operated business use
Business eligibility
How you earn
- Earning rule
- Generally 1 point per ¥100 eligible spend; reduced/excluded categories apply
- Extra earning on this card
- Business and dining/travel benefits
- Programme bonuses
- Premium-card earning and mileage transfer options; campaigns
- Spend that earns
- Eligible card shopping
- Spend that earns less, or nothing
- Fees, cash advances and designated/reduced-rate transactions
- Caps, registration and thresholds
- Mileage transfer fees/caps and card-specific rules
- Expiry
- No expiry while membership remains valid
Using your points
- What points can be used for
- Bill credit; annual fee; airline miles; partner points; gift cards; products and experiences
- Statement credit or cash
- 100 points→¥30, minimum 10,000 points
- Shopping and merchants
- Gift cards, products and experiences
- Airlines and travel
- Airline mileage partners and travel rewards
- Hotels
- Hotel/travel items and partners
- Transit and e-money
- Limited indirect routes
- Partner points and gifts
- Miles and partner-point/gift routes
- Investing and charity
- Donations may be offered; check catalog
- Highest-value route
- A mileage/annual-fee/item route with better value than the 0.3-yen bill credit
Programme rules published by diners.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥29,700
- Insurance
- Travel insurance
- Lounges and travel services
- Airport lounges
- Family cards and ETC
- Employee cards subject to terms
- Networks
- Diners Club
- Stated eligibility
- Business owners
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Diners Club | ¥29,700 | Selectable network stated or represented at family level |
Card facts
- Network
- Diners Club.
- Annual fee
- The annual fee is ¥29,700 including tax. Verify the current amount on the issuer page before applying.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns Diners Club Rewards.
- Base earning
- It earns Diners Club Rewards; the issuer sets out the earning rule, exclusions and rounding on its own pages.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Diners Club Rewards sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Airport lounges. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Employee cards subject to terms
- ETC card
- Employee cards subject to terms
- Stated eligibility
- Stated eligibility: Business owners. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.