Saison Gold Premium セゾンゴールド・プレミアム
Lifestyle-category gold card · Credit Saison · Credit cards
An ¥11,000 gold card, free the following year after ¥1,000,000 of annual spend, with elevated (capped) rewards on movies, convenience stores and cafés.
Highlights
- Next year free after ¥1M annual spend
- Elevated movie, convenience-store and café rewards
- Permanent Points and lounge benefits
Things to consider
- Category caps limit the advertised maximum rate
- Model category caps before relying on the headline
Fees: ¥11,000 annual fee, free the following year after ¥1,000,000 of qualifying annual spend.
Card facts
- Network
- Visa, JCB or American Express, subject to availability.
- Annual fee
- ¥11,000 including tax; the following year is free after ¥1,000,000 of qualifying annual spend.
- Fee waiver
- The following year’s fee is waived once qualifying annual spend reaches ¥1,000,000.
- Rewards
- Earns Permanent Points (Eikyu Fumetsu Points).
- Base earning
- Around 0.5% base with capped elevated rates at movies, convenience stores and cafés; model the caps before relying on the maximum.
- Bonus conditions
- Elevated category rates apply only up to monthly caps and to eligible merchants.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance and shopping protection apply under the guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Domestic airport lounge access is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.