Saison Gold Premium セゾンゴールド・プレミアム
Lifestyle-category gold card · Credit Saison · Credit cards
An ¥11,000 gold card, free the following year after ¥1,000,000 of annual spend, with elevated (capped) rewards on movies, convenience stores and cafés.
Highlights
- Next year free after ¥1M annual spend
- Elevated movie, convenience-store and café rewards
- Permanent Points and lounge benefits
Things to consider
- Category caps limit the advertised maximum rate
- Model category caps before relying on the headline
Fees: ¥11,000 annual fee, free the following year after ¥1,000,000 of qualifying annual spend.
Points and rewards
This card earns Permanent Points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Permanent Points
- Base earning rate
- 0.5%
- What a point is worth
- Up to about ¥5 per point; bill credit is commonly 200 points→¥900
Best for
Everyday-spend and movie benefits
Watch out for
Merchant registration/caps and fee waiver rules
How you earn
- Earning rule
- 1 point per ¥1,000 of monthly eligible spend on standard cards; Saison Amex/tier multipliers vary
- Extra earning on this card
- Bonus earning at selected merchants; cinema benefit subject to monthly rules
- Programme bonuses
- Saison Point Mall up to advertised multipliers; card-specific domestic/overseas multipliers; eligible cards may use SAISON MILE CLUB
- Spend that earns
- Eligible shopping aggregated monthly
- Spend that earns less, or nothing
- Cash advances, interest/fees and designated transactions; some payments earn at reduced/no rate
- Caps, registration and thresholds
- Mall, QUICPay and mileage programs can have enrollment fees, caps or card restrictions
- Expiry
- No expiry while account remains eligible
Using your points
- What points can be used for
- Bill credit; gift cards/e-gifts; merchandise; ANA/JAL miles; partner points; donations; point investment/management
- Statement credit or cash
- 200 points→¥900 on the standard points-to-bill route
- Shopping and merchants
- Gift cards/e-gifts and partner shopping rewards
- Airlines and travel
- ANA/JAL transfer; SAISON MILE CLUB on eligible cards
- Hotels
- Travel and hotel-related catalog/partner awards
- Transit and e-money
- Partner/e-money routes depend on current catalog
- Partner points and gifts
- Multiple partner points and gift cards
- Investing and charity
- Permanent Point investment/management and donations
- Highest-value route
- A 5-yen-equivalent reward or an eligible JAL-mile route; bill credit is simpler but lower value
Programme rules published by saisoncard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥11,000
- Insurance
- See official page
- Lounges and travel services
- Domestic lounges
- Family cards and ETC
- Family/ETC available
- Networks
- Visa · JCB · American Express
- Stated eligibility
- See official page
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥11,000 | Selectable network stated or represented at family level |
| JCB | ¥11,000 | Selectable network stated or represented at family level |
| American Express | ¥11,000 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa, JCB or American Express, subject to availability.
- Annual fee
- ¥11,000 including tax; the following year is free after ¥1,000,000 of qualifying annual spend.
- Fee waiver
- The following year’s fee is waived once qualifying annual spend reaches ¥1,000,000.
- Rewards
- Earns Permanent Points (Eikyu Fumetsu Points).
- Base earning
- Around 0.5% base with capped elevated rates at movies, convenience stores and cafés; model the caps before relying on the maximum.
- Bonus conditions
- Elevated category rates apply only up to monthly caps and to eligible merchants.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Travel insurance and shopping protection apply under the guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Domestic airport lounge access is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.