Epos Platinum Card エポスプラチナカード
Annual-bonus-optimized platinum · Marui (Epos) · Credit cards
A Visa platinum: ¥30,000 for direct applicants or ¥20,000 by invitation, with Priority Pass, concierge and annual bonus points starting at 20,000 for ¥1,000,000 of spend.
Highlights
- Priority Pass and concierge
- Annual bonus from 20,000 points at ¥1M
- Fee can fall to ¥20,000 for invited/high spenders
Things to consider
- Best when annual bonuses offset the fee
- The annual-bonus program was revised; re-check current terms
Fees: ¥30,000 direct or ¥20,000 invited; value depends on annual bonus points.
Points and rewards
This card earns Epos Points at a published base rate of 0.5% on eligible use, before exclusions and rounding.
- Points programme
- Epos Points
- Base earning rate
- 0.5%
- What a point is worth
- Often 1 point=¥1 for Marui discount/prepaid/bill uses
Best for
Spend-bonus premium card
Watch out for
Break-even depends on annual spend; 2026 program revisions
How you earn
- Earning rule
- Usually 1 point per ¥200 eligible spend; Gold/Platinum annual and selected-shop bonuses differ
- Extra earning on this card
- Annual spend bonus; 2026 bonus schedule updates
- Programme bonuses
- Gold selected shops and annual bonuses; Platinum annual bonus; collaboration-card benefits
- Spend that earns
- Eligible shopping
- Spend that earns less, or nothing
- Cash advances, fees, designated credit contracts, gift-certificate purchases and listed merchants
- Caps, registration and thresholds
- Selected shops/annual bonuses and card-specific thresholds
- Expiry
- General: 2 years from award, extendable when near expiry; Gold/Platinum: no expiry
Using your points
- What points can be used for
- Marui discount; Epos Visa Prepaid; card bill reduction; gift cards/e-gifts; ANA/JAL/partner points; merchandise; donations; tsumiki investment
- Statement credit or cash
- Reduce eligible card payment with points
- Shopping and merchants
- Marui, prepaid Visa, gift cards and e-gifts
- Airlines and travel
- ANA/JAL transfer; travel insurance is a separate card benefit
- Hotels
- Indirect via prepaid/gifts/partners
- Transit and e-money
- Prepaid Visa and selected partner routes
- Partner points and gifts
- Airline and multiple loyalty programs
- Investing and charity
- tsumiki securities/investment and donations
- Highest-value route
- 1-yen bill/Marui/prepaid use, or an airline transfer with a planned redemption
Programme rules published by eposcard.co.jp · eposcard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥30,000
- Insurance
- Travel insurance
- Lounges and travel services
- Priority Pass/concierge
- Family cards and ETC
- Family Gold; ETC
- Networks
- Visa
- Stated eligibility
- 20+ / screening
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥30,000 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa.
- Annual fee
- ¥30,000 for direct applicants; ¥20,000 by invitation, and ¥1,000,000 spend can reduce subsequent fees to ¥20,000.
- Fee waiver
- No full waiver; annual bonus points can offset the fee at higher spend.
- Rewards
- Earns Epos Points.
- Base earning
- Around 0.5% base plus annual bonus points that begin at 20,000 for ¥1,000,000 and increase at higher tiers.
- Bonus conditions
- Annual bonuses and selected-shop uplifts require reaching spend thresholds or registration.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas handling charge (around 3.85% on Epos cards); verify the current rate.
- Insurance
- Comprehensive travel insurance and shopping protection apply under the guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Priority Pass is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Not confirmed in reviewed official material (not the same as “no”)
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.