JAL Platinum Card JALプラチナカード
Premium JAL international card · JAL Card · Credit cards
A JAL platinum (JCB and American Express variants around ¥34,100) combining premium JAL airfare bonuses with concierge, a lounge package and insurance; for frequent international JAL travelers.
Highlights
- Concierge and Priority Pass / lounge package
- Premium JAL airfare bonuses
- Comprehensive insurance
Things to consider
- Award availability and surcharges reduce mile value
- Best for frequent premium-cabin redemptions
Fees: Around ¥34,100 (JCB/Amex variants); for frequent international JAL travel.
Points and rewards
This card earns JAL miles at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- JAL miles
- Base earning rate
- 1%
- What a point is worth
- Variable; often highest for scarce premium-cabin awards, but taxes/surcharges apply
Best for
Premium JAL JCB
Watch out for
High fee
How you earn
- Earning rule
- JAL Card shopping: usually ¥200=1 mile; Shopping Mile Premium generally ¥100=1 mile; special stores double the applicable rate
- Extra earning on this card
- JAL premium/concierge benefits
- Programme bonuses
- Flight first-use/annual/tier bonuses; JAL Card special stores; Shopping Mile Premium; card-specific JRE/TOKYU routes
- Spend that earns
- Eligible card shopping and JAL/partner flights
- Spend that earns less, or nothing
- Fees, cash advances and designated transactions; issuer-side points may apply on some co-brands
- Caps, registration and thresholds
- Award seats, blackout/availability and transfer caps vary
- Expiry
- Generally 36 months after accrual month; JAL Card navi miles are unlimited while enrolled as eligible student
Using your points
- What points can be used for
- JAL/oneworld award flights; upgrades; e JAL Points; JAL coupons; products; partner points; donations; card annual fee on eligible cards
- Statement credit or cash
- No general cash bill credit; e JAL Points pay eligible JAL fares/tours
- Shopping and merchants
- JAL coupons, products and partner exchanges
- Airlines and travel
- Core use: JAL/partner flight awards and upgrades
- Hotels
- Hotel awards/partners and travel packages
- Transit and e-money
- Indirect via partner conversion; JAL Card Suica can combine JRE POINT separately
- Partner points and gifts
- Multiple points, vouchers and merchandise
- Investing and charity
- Donations; no general point investment
- Highest-value route
- A flight award with value above the cash-equivalent alternatives and confirmed availability
Programme rules published by jal.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥34,100
- Verify current fee
- Insurance
- Travel insurance
- Lounges and travel services
- Priority Pass / lounges
- Family cards and ETC
- Family/ETC available
- Networks
- JCB · American Express
- Stated eligibility
- 20+ with stable income
- Rewards and category benefits
- JAL premium/MUFG Amex benefits
- Retail, transit, telecom and lifestyle
- Premium JAL Amex
Issuance and the credit limit remain subject to the issuer’s screening.Standing benefits structured from official product/lineup research; short-term signup campaigns are not treated as permanent benefits
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| JCB | ¥34,100 | Selectable network stated or represented at family level |
| American Express | ¥34,100 | Selectable network stated or represented at family level |
Card facts
- Network
- JCB or American Express.
- Annual fee
- Around ¥34,100 including tax depending on variant.
- Fee waiver
- No standing annual fee waiver.
- Rewards
- Earns JAL Mileage Bank miles.
- Base earning
- Usually about 1 mile per ¥100 with enhanced shopping mileage and premium boarding bonuses.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use follows the partner issuer’s designated overseas processing charge; verify the current rate.
- Insurance
- Comprehensive travel insurance applies under the policy guide with limits and exclusions.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- A Priority Pass or equivalent lounge package is offered under current terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.