PARCO Card PARCOカード
retail card · JFR Card · Credit cards
PARCO Card is a retail card from JFR Card, issued on Visa. The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold. It earns QIRA Points / PARCO points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
- Annual fee ¥1,100 including tax
- Earns QIRA Points / PARCO points at about 0.5% base rate
- Shopping protection
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥1,100 a year.
- Stated eligibility: 18+; high-school students excluded; issuance remains subject to screening.
Fees: The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥1,100
- Insurance
- Shopping protection
- Family cards and ETC
- Family cards free; ETC available
- Networks
- Visa
- Stated eligibility
- 18+; high-school students excluded
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥1,100 | Selectable network stated or represented at family level |
Card facts
- Network
- Visa.
- Annual fee
- The annual fee is ¥1,100 including tax. The first year is stated as free. A stated waiver condition can remove it — check the exact threshold.
- Fee waiver
- The first year is stated as free. A waiver is stated for the conditions on the issuer page; confirm the exact threshold.
- Rewards
- Earns QIRA Points / PARCO points.
- Base earning
- It earns QIRA Points / PARCO points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- QIRA Points / PARCO points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Shopping protection. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards free; ETC available
- ETC card
- Family cards free; ETC available
- Stated eligibility
- Stated eligibility: 18+; high-school students excluded. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.