MoneyInJapan

Seven Card Plus nanaco Integrated セブンカード・プラス(nanaco一体型)

retail card · Seven Card Service · Credit cards

English support: No

Seven Card Plus nanaco Integrated is a retail card from Seven Card Service, issued on JCB. The annual fee is free. It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Highlights
  • No annual fee
  • Earns nanaco points at about 0.5% base rate
  • Shopping protection
Things to consider
  • Stated eligibility: 18+; issuance remains subject to screening.
  • Rates, benefits, insurance and campaigns change; confirm the dated issuer page before applying.

Fees: The annual fee is free.

Points and rewards

This card earns nanaco points at a published base rate of 0.5% on eligible use, before exclusions and rounding.

Points programme
nanaco points
Base earning rate
0.5%
What a point is worth
1 point=¥1 after electronic-money nanaco exchange
Best for

Seven/nanaco users

Watch out for

Low base rate; eligible-store rules

How you earn

Earning rule
Seven Card Plus generally 1 point per ¥200 eligible card spend, with higher rates/bonus items at named Seven & i merchants
Extra earning on this card
Seven & i group bonus earning; nanaco integration
Programme bonuses
Seven & i partner rates, bonus products and annual cumulative bonuses
Spend that earns
Eligible card shopping and registered nanaco charge
Spend that earns less, or nothing
Annual fees and designated products/transactions
Caps, registration and thresholds
Charge amount/balance caps and registration requirements
Expiry
Points earned Apr–Mar generally expire at the end of March two years later; verify account display

Using your points

What points can be used for
Electronic-money nanaco; ANA miles; ANA SKY Coins
Statement credit or cash
No general bill-credit route
Shopping and merchants
nanaco merchants after exchange
Airlines and travel
ANA miles/SKY Coins
Hotels
Indirect via ANA/travel use
Transit and e-money
Electronic-money nanaco (not a transport IC card)
Partner points and gifts
ANA mileage/SKY Coin and incoming partner conversions
Investing and charity
Limited
Highest-value route
1-point=¥1 nanaco electronic money; ANA only for a planned redemption

Programme rules published by 7card.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

Benefits

Standing benefits only — short-term signup campaigns are deliberately excluded.

Annual fee and waivers
Free
Insurance
Shopping protection
Family cards and ETC
Family/ETC available
Networks
JCB
Stated eligibility
18+

Issuance and the credit limit remain subject to the issuer’s screening.

Network variants

The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.

NetworkAnnual feeNote
JCBFreeSelectable network stated or represented at family level

Card facts

Network
JCB.
Annual fee
The annual fee is free.
Fee waiver
Not applicable because the card has no annual fee.
Rewards
Earns nanaco points.
Base earning
It earns nanaco points at a published base rate of about 0.5% on eligible use; exclusions and rounding apply.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
nanaco points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
Foreign transaction fee
Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
Insurance
Shopping protection. Activation, covered persons, limits and exclusions follow the policy guide.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Not confirmed in reviewed official material (not the same as “no”)
Transit
Not confirmed in reviewed official material (not the same as “no”)
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family/ETC available
ETC card
Family/ETC available
Stated eligibility
Stated eligibility: 18+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.

Sources