MoneyInJapan

Tokyu Card ClubQ JMB Gold TOKYU CARD ClubQ JMB ゴールド

Gold airline mileage card · Tokyu Card · Credit cards

English support: No

Tokyu Card ClubQ JMB Gold is a Gold airline mileage card from Tokyu Card, issued on Visa and Mastercard. The annual fee is ¥6,600 including tax. It earns TOKYU POINT / JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Highlights
  • Annual fee ¥6,600 including tax
  • Earns TOKYU POINT / JAL miles at about 1% base rate
  • Airport lounges
Things to consider
  • The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥6,600 a year.
  • Stated eligibility: 20+; issuance remains subject to screening.

Fees: The annual fee is ¥6,600 including tax.

Points and rewards

This card earns TOKYU POINT / JAL miles at a published base rate of 1% on eligible use, before exclusions and rounding.

Points programme
TOKYU POINT / JAL miles
Base earning rate
1%
What a point is worth
Variable; often highest for scarce premium-cabin awards, but taxes/surcharges apply
Best for

Regional premium value

Watch out for

Regional relevance

How you earn

Earning rule
JAL Card shopping: usually ¥200=1 mile; Shopping Mile Premium generally ¥100=1 mile; special stores double the applicable rate
Extra earning on this card
TOKYU Group and gold benefits
Programme bonuses
Flight first-use/annual/tier bonuses; JAL Card special stores; Shopping Mile Premium; card-specific JRE/TOKYU routes
Spend that earns
Eligible card shopping and JAL/partner flights
Spend that earns less, or nothing
Fees, cash advances and designated transactions; issuer-side points may apply on some co-brands
Caps, registration and thresholds
Award seats, blackout/availability and transfer caps vary
Expiry
Generally 36 months after accrual month; JAL Card navi miles are unlimited while enrolled as eligible student

Using your points

What points can be used for
JAL/oneworld award flights; upgrades; e JAL Points; JAL coupons; products; partner points; donations; card annual fee on eligible cards
Statement credit or cash
No general cash bill credit; e JAL Points pay eligible JAL fares/tours
Shopping and merchants
JAL coupons, products and partner exchanges
Airlines and travel
Core use: JAL/partner flight awards and upgrades
Hotels
Hotel awards/partners and travel packages
Transit and e-money
Indirect via partner conversion; JAL Card Suica can combine JRE POINT separately
Partner points and gifts
Multiple points, vouchers and merchandise
Investing and charity
Donations; no general point investment
Highest-value route
A flight award with value above the cash-equivalent alternatives and confirmed availability

Programme rules published by jal.co.jp · topcard.co.jp · topcard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

Benefits

Standing benefits only — short-term signup campaigns are deliberately excluded.

Annual fee and waivers
¥6,600
Insurance
Travel insurance
Lounges and travel services
Airport lounges
Family cards and ETC
Family/ETC available
Networks
Visa · Mastercard
Stated eligibility
20+

Issuance and the credit limit remain subject to the issuer’s screening.

Network variants

The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.

NetworkAnnual feeNote
Visa¥6,600Selectable network stated or represented at family level
Mastercard¥6,600Selectable network stated or represented at family level

Card facts

Network
Selectable networks: Visa and Mastercard. Benefits and the issuing company can differ by network.
Annual fee
The annual fee is ¥6,600 including tax.
Fee waiver
Not confirmed in reviewed official material (not the same as “no”)
Rewards
Earns TOKYU POINT / JAL miles.
Base earning
It earns TOKYU POINT / JAL miles at a published base rate of about 1% on eligible use; exclusions and rounding apply.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
TOKYU POINT / JAL miles sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
Foreign transaction fee
Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
Insurance
Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Airport lounges. Access, guest and visit conditions are set by the current benefit terms.
Transit
Transit features are part of this card; area, device and top-up conditions are set by the transit operator.
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family/ETC available
ETC card
Family/ETC available
Stated eligibility
Stated eligibility: 20+. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.

Sources