UC Platinum Card UCプラチナカード
Platinum travel card · UC Card · Credit cards
UC Platinum Card is a Platinum travel card from UC Card, issued on Visa. The annual fee is ¥16,500 including tax. It earns UC Points at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-16.
- Annual fee ¥16,500 including tax
- Earns UC Points at about 1% base rate
- Visa concierge and airport lounge benefits
- The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥16,500 a year.
- Stated eligibility: Stable income and social credit; students/minors excluded; issuance remains subject to screening.
Fees: The annual fee is ¥16,500 including tax.
Points and rewards
This card earns UC Points at a published base rate of 1% on eligible use, before exclusions and rounding.
- Points programme
- UC Points
- Base earning rate
- 1%
- What a point is worth
- Variable by redemption
Strong mid-fee platinum package; device repair and shopping cover
Redemption value and quarterly bonus conditions determine actual return
How you earn
- Earning rule
- UC Platinum generally 2 points per ¥1,000 eligible spend; card-specific rules
- Extra earning on this card
- Quarterly spend bonuses can lift effective return; selected program bonuses
- Programme bonuses
- Quarterly spend and named merchant/program bonuses
- Spend that earns
- Eligible shopping
- Spend that earns less, or nothing
- Fees/cash advances and designated transactions
- Caps, registration and thresholds
- Quarterly thresholds and bonus caps
- Expiry
- Check card/program terms
Using your points
- What points can be used for
- Bill-related rewards, gift cards/items, partner points and miles subject to current catalog
- Statement credit or cash
- Rate varies by route
- Shopping and merchants
- Gift cards/items
- Airlines and travel
- Mileage/partner routes may be available
- Hotels
- Indirect
- Transit and e-money
- Indirect
- Partner points and gifts
- Current UC catalog
- Investing and charity
- Limited
- Highest-value route
- Highest-value published route after quarterly bonus calculation
Programme rules published by uccard.co.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled
Benefits
Standing benefits only — short-term signup campaigns are deliberately excluded.
- Annual fee and waivers
- ¥16,500
- Insurance
- Overseas up to ¥100m; domestic up to ¥50m
- Lounges and travel services
- Visa concierge and airport lounge benefits
- Family cards and ETC
- Family/business partner card ¥3,300; ETC available
- Networks
- Visa
- Stated eligibility
- Stable income and social credit; students/minors excluded
Issuance and the credit limit remain subject to the issuer’s screening.
Network variants
The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.
| Network | Annual fee | Note |
|---|---|---|
| Visa | ¥16,500 | Official current product |
Card facts
- Network
- Visa.
- Annual fee
- The annual fee is ¥16,500 including tax.
- Fee waiver
- Not confirmed in reviewed official material (not the same as “no”)
- Rewards
- Earns UC Points.
- Base earning
- It earns UC Points at a published base rate of about 1% on eligible use; exclusions and rounding apply.
- Bonus conditions
- Not confirmed in reviewed official material (not the same as “no”)
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- UC Points sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
- Foreign transaction fee
- Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
- Insurance
- Overseas up to ¥100m; domestic up to ¥50m. Activation, covered persons, limits and exclusions follow the policy guide.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Visa concierge and airport lounge benefits. Access, guest and visit conditions are set by the current benefit terms.
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family/business partner card ¥3,300; ETC available
- ETC card
- Family/business partner card ¥3,300; ETC available
- Stated eligibility
- Stated eligibility: Stable income and social credit; students/minors excluded. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.