MoneyInJapan

ANA To Me Card PASMO JCB Gold ソラチカゴールドカード

Gold airline mileage card · Tokyo Metro · Credit cards

English support: No

ANA To Me Card PASMO JCB Gold is a Gold airline mileage card from Tokyo Metro, issued on JCB. The annual fee is ¥15,400 including tax. It earns J-POINT / Metro Points / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply. Checked against the issuer's official lineup and product page on 2026-08-13.

Highlights
  • Annual fee ¥15,400 including tax
  • Earns J-POINT / Metro Points / ANA miles at about 1% base rate
  • Domestic lounges
Things to consider
  • The annual fee is a recurring cost — check that the benefits you will actually use exceed ¥15,400 a year.
  • Stated eligibility: 20+ with stable income; issuance remains subject to screening.

Fees: The annual fee is ¥15,400 including tax.

Points and rewards

This card earns J-POINT / Metro Points / ANA miles at a published base rate of 1% on eligible use, before exclusions and rounding.

Points programme
J-POINT / Metro Points / ANA miles
Base earning rate
1%
What a point is worth
Up to ¥1 per point depending on use
Best for

ANA + Tokyo Metro premium route

Watch out for

Transfer rules and fee

How you earn

Earning rule
Monthly eligible card spend: 1 point per ¥200; card-specific multipliers may apply
Extra earning on this card
Metro and ANA plus gold benefits
Programme bonuses
J-POINT partner stores; J-POINT Mall; eligible cards may receive a bonus for each ¥500,000 annual spend. JCB Card W/W plus L are excluded from the annual-spend bonus
Spend that earns
Ordinary eligible shopping aggregated monthly
Spend that earns less, or nothing
Annual fees, fees/interest, cash advances and issuer-designated transactions; securities accumulation follows separate rules
Caps, registration and thresholds
Partner registration, merchant and annual-spend rules differ by card; credit-card accumulation generally up to ¥100,000/month
Expiry
General 2 years; Gold 3 years; Gold The Premier/Platinum/The Class 5 years from award month

Using your points

What points can be used for
Amazon checkout where eligible; statement/payment-related options; partner points; airline miles; gift cards/items; JCB travel and charity options
Statement credit or cash
Available routes vary; do not assume ¥1 per point for every bill-credit option
Shopping and merchants
Amazon with eligible PWP cards; partner points and digital/gift rewards
Airlines and travel
Airline miles and travel-related awards; transfer ratios vary
Hotels
Indirect through travel/partner awards
Transit and e-money
Partner-point/e-money routes vary
Partner points and gifts
Multiple partner points, miles, gift cards and catalog items
Investing and charity
Eligible securities accumulation earns separately; charity options available
Highest-value route
1 point≈¥1 routes or a high-value partner/mile route after checking the exchange chart

Programme rules published by jcb.co.jp · ana.co.jp · to-me-card.jp · Recorded from official material on 2026-08-17.Official program rule + card product page; temporary campaigns excluded unless labeled

Benefits

Standing benefits only — short-term signup campaigns are deliberately excluded.

Annual fee and waivers
¥15,400
Insurance
Travel insurance
Lounges and travel services
Domestic lounges
Family cards and ETC
Family/ETC available
Networks
JCB
Stated eligibility
20+ with stable income

Issuance and the credit limit remain subject to the issuer’s screening.

Network variants

The networks this card is issued on. The issuing company, the annual fee and where the card is accepted can differ by network.

NetworkAnnual feeNote
JCB¥15,400Selectable network stated or represented at family level

Card facts

Network
JCB.
Annual fee
The annual fee is ¥15,400 including tax.
Fee waiver
Not confirmed in reviewed official material (not the same as “no”)
Rewards
Earns J-POINT / Metro Points / ANA miles.
Base earning
It earns J-POINT / Metro Points / ANA miles at a published base rate of about 1% on eligible use; exclusions and rounding apply.
Bonus conditions
Not confirmed in reviewed official material (not the same as “no”)
Point expiry
Not confirmed in reviewed official material (not the same as “no”)
Redemption
J-POINT / Metro Points / ANA miles sets the redemption options and the value of a point on its own programme page; the same earning rate is worth different amounts as a statement credit, partner points or miles.
Foreign transaction fee
Foreign-currency use incurs the issuer-designated overseas processing charge; verify the current percentage before travelling.
Insurance
Travel insurance. Activation, covered persons, limits and exclusions follow the policy guide.
Purchase protection
Not confirmed in reviewed official material (not the same as “no”)
Airport lounge
Domestic lounges. Access, guest and visit conditions are set by the current benefit terms.
Transit
Transit features are part of this card; area, device and top-up conditions are set by the transit operator.
Digital wallets
Not confirmed in reviewed official material (not the same as “no”)
Family cards
Family/ETC available
ETC card
Family/ETC available
Stated eligibility
Stated eligibility: 20+ with stable income. Issuance and limits remain subject to screening; no approval-likelihood claim is made.
Application
Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
Payment settings
One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
Revolving payment
Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
Cash advance
Not confirmed in reviewed official material (not the same as “no”)
Limitations
Recorded from the issuer lineup and product page on the stated date. Terms, rates, benefits, insurance and campaigns can change; no approval ranking or foreign-resident eligibility claim is made.

Sources