Amazon Mastercard
No-annual-fee co-brand card · Sumitomo Mitsui Card · Credit cards
A no-fee Mastercard issued by Sumitomo Mitsui Card that earns 2% for Amazon Prime members on Amazon and 1.5% at major convenience stores, with an unusually low overseas fee.
Highlights
- 2% on Amazon for Prime members, 1.5% at major convenience stores
- No annual fee
- Lower overseas processing charge than typical SMBC Mastercard
Things to consider
- Outside Amazon and bonus categories it is a standard ~1% card
- Amazon campaign amounts can be account-specific
Fees: No annual fee; interest applies only if you use revolving or instalment payments.
Card facts
- Network
- Mastercard.
- Annual fee
- No annual fee.
- Fee waiver
- Not applicable because the card has no annual fee.
- Rewards
- Earns Amazon points / V Points depending on the current program.
- Base earning
- Around 1% on general spend, 2% on Amazon for Prime members and 1.5% at designated convenience stores; exclusions apply.
- Bonus conditions
- The 2% Amazon rate requires an active Amazon Prime membership; convenience-store and touch-payment bonuses have their own conditions.
- Point expiry
- Not confirmed in reviewed official material (not the same as “no”)
- Redemption
- Not confirmed in reviewed official material (not the same as “no”)
- Foreign transaction fee
- Foreign-currency use incurs the designated overseas processing charge (published around 1.63%), lower than typical SMBC Mastercard products; verify the current rate.
- Insurance
- No broad general travel-insurance benefit is asserted for this card in this record.
- Purchase protection
- Not confirmed in reviewed official material (not the same as “no”)
- Airport lounge
- Not confirmed in reviewed official material (not the same as “no”)
- Transit
- Not confirmed in reviewed official material (not the same as “no”)
- Digital wallets
- Not confirmed in reviewed official material (not the same as “no”)
- Family cards
- Family cards are available under the issuer fee and eligibility conditions.
- ETC card
- Not confirmed in reviewed official material (not the same as “no”)
- Stated eligibility
- Applicants must satisfy the issuer-stated age, income/status and other conditions; issuance and limits remain subject to screening. No approval-likelihood claim is made.
- Application
- Apply through the issuer channel. The issuer, not this site, decides issuance and the credit limit.
- Payment settings
- One-time, installment, bonus and revolving choices have different availability, fees and conditions; verify the selected setting.
- Revolving payment
- Revolving payment incurs the issuer-disclosed fee. Confirm automatic-revolving enrollment and any later-payment conversion before and after applying.
- Cash advance
- Not confirmed in reviewed official material (not the same as “no”)
- Limitations
- Terms, rates, benefits, insurance and campaigns can change. Verify the dated issuer material before applying; no approval ranking or foreign-resident eligibility claim is made.